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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
How Payday Loans Work: Debt Cycle Trap, Credit Impact, and Alternatives
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Does Debt Consolidation Hurt Your Credit?
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Payday Loan Statistics
Payday loans are a form of short-term lending that often receive a bad reputation for high interest rates, excessive fees, and short repayment...
Credit Card Refinancing vs. Debt Consolidation: Pros, Cons, and Best Use Cases
When you have credit card debt, you might consider refinancing or consolidating it to pay...
What Does “6 or 12 Months Same as Cash” Mean?
Advertisements announcing “6 or 12 months same as cash” are everywhere. It sounds like a...
Home Improvement Loans With No Equity
A home improvement loan can be a terrific way to spruce up your home, but it might feel challenging to find one that...
Should You Use a Personal Loan to Invest in an IRA Quickly?
We’ll share what an IRA is and how it works. Plus, you learn about some...
LoanDepot Personal Loans Review
LoanDepot is no longer offering personal loans according to their website. You can compare additional options through our Best Personal Loans page. LoanDepot...
Hip Replacement Surgery Cost and How to Finance It
If you’ve been suffering for years with hip pain and have run out of treatment...
The State of Personal Loans in 2018
This past decade has seen the personal loan industry grow from a fledgling, high-risk business to a booming space occupied by numerous lenders and prime borrowers....