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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

RISE Credit Loans Review: High Costs for Quick Funding

RISE Credit specializes in installment loans for consumers with poor credit. While RISE loans may...

Balance Credit Personal Loans Review 2025: High Rates, Few Upsides

Balance Credit offers unsecured personal loans to consumers in select states. While these loans can...

Oportun Personal Loans Review 2025: Small-Dollar Loans for Thin Credit Borrowers

Oportun offers personal loans to borrowers with no credit or bad credit, but rates are...

How Many Personal Loans Can You Have at Once?

How many personal loans can you take out? It depends. Learn why it might make sense to manage multiple loans—and what other options...

Payoff Personal Loans Review

Payoff is a financial services company focused on helping its customers pay off high-interest credit card debt. The company aims to help its...

LendingPoint Personal Loan Review

LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. However, other loan terms may not...

Prosper Personal Loans Review 2025: Funding for Debt Consolidation, Home Improvement, and More

Prosper loans are posted for individual investors to fund. Borrowers can qualify for a Prosper...

LoanMe Personal Loans Review — Know the Risks

LoanMe Personal Loans can be a solution for some borrowers in need of fast financing...

Where to Find Peer-to-Peer Loans

Peer-to-peer loans involve borrowing money from individuals instead of traditional lenders. While they're not common, they include certain benefits.

Mariner Finance Personal Loans Review 2025: Secured and Unsecured Options but Limited Availability

Mariner Finance offers personal loans to borrowers with poor credit. Mariner Finance rates are higher...