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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Alternative Sites and Companies That Offer Loans Like LendUp
LendUp was launched in 2012 to provide funding for those with “not-so-great” credit scores. While LendUp...
Boat Loans & Financing Options
A boat loan is usually a personal loan but could have different names depending on the lender. Shop around and read the fine...
Pave Personal Loan Review
If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives...
NetCredit Personal Loans Review
NetCredit Personal Loans are an option for poor-credit borrowers. They do come with risks, though—which are amplified by their high interest rates.
OneMain Financial Personal Loans Review 2025 : Rates, Terms, and Alternatives
OneMain Financial provides personal loans, with an annual percentage rate that depends on your income,...
SoFi vs Marcus Personal Loans: Which Is Best?
Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is a good choice if you’re looking to borrow a...
Springleaf Financial Personal Loans Are OneMain Financial Loans: What Borrowers Should Know in 2025
Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to...
Self Credit Builder: How It Works and Why It Stands Out for Added Benefits in 2025
Self (formerly Self Lender) offers credit builder loans and a secured credit card. Both may...
9 Responsible Ways to Borrow Money in 2025
There are a lot of different ways to borrow money. Some options are more difficult to qualify for while others may be easier,...
How to Get a Loan Without a Job
A loan can help you stay on top of your expenses if you’ve been laid off or have lost your job, but you...