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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Achieve Personal Loans Review

Achieve is a fast and convenient way to get a personal loan to pay off debt, make major purchases and more. The company...

Cash Advance Apps That Work With Chime

Cash apps are mobile payment systems that allow people to transfer money to and from individuals and companies, and Chime is a financial...

Apps Like Dave

Dave is a personal finance app that provides short-term payday loans through its ExtraCash feature. The app offers advances up to $500 with...

Apps Like Empower

Empower is a fintech company that offers various financial products, including cash advances and lines of credit. If you need to access cash...

Borrow $50 Instantly With Cash Apps

If you need cash fast, several apps offer instant $50 loans without complicated credit checks or lengthy approval processes. Our research found that...

Credible Personal Loans Review

Credible is an online loan marketplace founded in 2012 and headquartered in Durham, North Carolina. Its large network of lenders offers personal loans,...

Empower Review 2024: Solid Cash Advance App With Monthly Subscription

If you need to borrow money quickly, the Empower mobile app can indeed empower you...

How to Calculate Your Personal Loan Payment

If you’re shopping for a personal loan, chances are you’re prioritizing affordable monthly payments. You’re looking for repayment options that suit your budget...

Refinance Timeshare Loans

Almost 10 million households in the United States own some type of timeshare, whether it’s a deeded timeshare, fractional ownership, private club, or...

Personal Loans in Wisconsin

A personal loan is money you might borrow from a bank, credit union, or online lender. With a personal loan, you make fixed...