Personal Loans Icon

Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Splash Financial Personal Loan Marketplace: 2025 Review

Splash Financial is a loan platform where you can browse offers from lenders across the...

Types of Loans: 6 Options Worth Exploring in 2025

Loans allow you to borrow money for virtually anything, from debt consolidation to starting a...

Loans That Accept Chime: Where to Get Approved Fast

Chime has become a go-to option for millions of people thanks to its easy-to-use mobile...

Earnest Personal Loans via MoneyLion: An Unnecessarily Complicated Way to Borrow [2025 Review]

Earnest specializes in student loans, although it offered personal loans for years. Recently, its parent...

Universal Credit Personal Loans: Light on Details, Heavy on Costs [2025 Review]

Universal Credit offers online personal loans ranging from $1,000 to $50,000. Its loans are on...

You Can’t Borrow Money From Venmo—Here Are the Cash Advance Apps to Use Instead

Venmo is a peer-to-peer payment app that you can use to send money quickly. It’s...

How to Borrow Money From Cash App (and Why You Might Not Be Eligible)

Cash App Borrow is a feature that lets some users take out a short-term loan,...

6 Ways to Get Cash From a Credit Card

If you’ve ever stared at your credit card wondering, “Can this thing actually give me cash?”—you’re not alone. The short answer is yes,...

Can You Borrow Money From PayPal? A Look at Your Options and the Best Alternatives

You can borrow money from PayPal, but not as easily as you might through traditional...

10 Best Credit Building Apps in 2025

If your credit score could use a boost, a credit building app might be the easiest place to start. These apps offer tools...