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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Credit Genie App Review

Credit Genie is a cash advance app that can lend you extra money if you’re struggling until your next payday.  It sounds like...

Gerald App: 2025 Cash Advance Review

If you’re looking for a cash advance to bridge the gap between paychecks, you may be considering the Gerald app. Gerald is a...

Rain Instant Pay: 2025 Review (How It Works, Pros and Cons)

When your earnings don’t stretch to payday, the Rain Instant Pay app is a good...

Cash Advance vs. Payday Loan

Cash advances and payday loans are two convenient, though potentially expensive, ways to borrow when you need money. You may get a cash...

Cleo App 2025 Review: Cash Advances and AI Budget Management

Funding Up to $250 Speed of advance 3 – 4 days or same day for...

Albert App Review

Albert is a comprehensive financial app combining banking, budgeting, investing, and savings features in one place.  Albert budgeting and banking app review The...

FloatMe Cash Advance App 2025 Review: Small Advances, High Fees

Speed of advance 1 to 3 days for standard Floats; 30 minutes to a few...

Current Cash Advance App: February 2025 Review

Rates Up to 4.00% annual bonus on Savings Pods; 0% interest on Build Card; 0%...

4 Best Cash Advance Apps to Receive Money Instantly Without a Job

Sometimes, when money is tight, you might need a little extra to get through the...

Apps Like EarnIn

Many of us have run into situations where we don’t have the cash we need before our next payday, especially if we’re still...