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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
LendingPoint Personal Loan Review
LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. However, other loan terms may not...
Prosper Personal Loans Review
Prosper loans are posted for individual investors to fund. Borrowers can qualify for a Prosper personal loan even if their credit isn't perfect,...
LoanMe Personal Loans Review — Know the Risks
LoanMe Personal Loans can be a solution for some borrowers in need of fast financing...
Where to Find Peer-to-Peer Loans
Peer-to-peer loans involve borrowing money from individuals instead of traditional lenders. While they're not common, they include certain benefits.
Mariner Finance Personal Loans Review: Flexible Loans With Origination Fees
Mariner Finance offers personal loans to borrowers with poor credit. Mariner Finance rates are higher...
FreedomPlus Personal Loans Review
FreedomPlus takes a personalized approach to online lending by requiring each borrower to meet with a loan consultant via phone. Paired with competitive...
Wells Fargo Personal Loan Review
Wells Fargo personal loans can have some benefits for borrowers including relatively fast approvals and rate reductions for existing customers. However, the company...
Best No-Fee Personal Loans
It’s possible to find personal loans with no origination fee, especially if you have excellent credit. But watch out for higher interest rates...
Best Egg vs. LendingClub: Personal Loan Comparison
Both Best Egg and LendingClub offer personal loans, but they way they fund those loans...
Boat Loan Calculator: Estimate Your Payments
The cost of boat financing will be determined based on how much you borrow, the length of your loan, and your interest rates....