Personal Loans Icon

Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

SoFi vs Marcus Personal Loans: Which Is Best?

Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is a good choice if you’re looking to borrow a...

Springleaf Financial Personal Loans Review

Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to look for it under its new name, OneMain...

Why Self’s Credit Builder Loan Is Best for Added Benefits in 2024

Self (formerly Self Lender) offers credit builder loans and a secured credit card. Both may...

The 9 Best Ways to Borrow Money With Apps and Loans

There are a lot of different ways to borrow money. Some options are more difficult...

How to Get a Loan Without a Job

A loan can help you stay on top of your expenses if you’ve been laid off or have lost your job, but you...

Florida Personal Loans: Online & Local Lenders

Personal loans are flexible, have a quick turnaround, and offer lower interest rates than credit...

Tiny Home Financing: Compare Loan Options

Learn about financing options for tiny homes, which are homes that are generally under 600 square feet and much cheaper than traditional homes....

Line of Credit vs. Personal Loan

A personal line of credit gives you ongoing access to cash that you can borrow when you need. A personal loan gives you...

GreenSky Home Improvement Loans Review

The GreenSky home improvement loan acts as a line of credit, and borrowers can use as much or as little as they need....

Hot Tub Financing: Compare Your Options

Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.