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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Funeral Loans: Compare Options & Learn More

When a loved one passes, the last thing you should worry about is how you’ll...

How to Get a $100,000 Loan

There aren’t many lenders willing to lend $100,000 through a personal loan, but you can find them if you look. If you want...

Best Online Short-Term Loans

If you need to borrow a small amount of money, consider a short-term personal loan. They may be a better alternative to payday...

How to Get a Loan for Legal Fees

A loan for legal fees can make it easier to get an attorney's help without draining your savings. A variety of lenders offer...

Swimming Pool Loans: Compare Your Financing Options

Personal loans, home equity loans, and dealer financing can all be used to finance a...

Personal Loans in South Carolina: Online & Local Lenders

Personal loans in South Carolina can be taken out through online lenders, local banks, and...

Solar Loans: Lenders Offering Solar Panel Financing

Several financing options exist for solar panels—including home improvement loans that don't require collateral in...

Holiday Loans: Online Lenders & Borrowing Advice

Holiday loans could help you pay for gifts, events, and a trip home for the...

Best Personal Loans With a Cosigner

The best personal loans with a cosigner option offer little to no fees, fast funding, and flexible terms.

Security Deposit Loans: How They Work

You can use personal loans to satisfy the security deposit requirement on a new home or apartment, but this route has several disadvantages.