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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

New Roof Financing: Options for Your Replacement Needs

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The 7 Best Home Addition Loans Plus 10 Financing Options to Build On to Your House

Building an addition to your home can create value, but can also cost thousands of...

Best Personal Loans for Fair Credit

Looking for loans with fair credit? Check out our picks for the best personal loans for fair credit from our partners.

Deck Financing: How to Pay for Your New Deck or Patio

Borrowers have several affordable options when it comes to financing a deck including a home...

Illinois Personal Loans

Personal loans are a flexible way to quickly borrow smaller amounts of money. If you live in Illinois, you have many options in...

AC Unit Financing Options

After hours of research, here are our choices for the best personal loans for AC unit financing.

7 Top Debt Consolidation Loans of 2025: Compare, Save, and Tackle Your Debt Head-On

A debt consolidation loan allows you to consolidate multiple debts into a single loan. Find...

What Can a Personal Loan Be Used For?

Personal loans offer plenty of flexibility when you need to borrow. Learn what you can use a personal loan for and how to...

Best Unsecured Personal Loans

You can use unsecured personal loans for almost any reason. The loan terms vary depending on your credit score, but there are options...

Home Improvement Loans With Bad Credit

You’ll see a higher interest rate on a home improvement loan with bad credit, but you have options.