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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

What Can a Personal Loan Be Used For?

Personal loans offer plenty of flexibility when you need to borrow. Learn what you can use a personal loan for and how to...

Best Unsecured Personal Loans

You can use unsecured personal loans for almost any reason. The loan terms vary depending on your credit score, but there are options...

Home Improvement Loans With Bad Credit

You’ll see a higher interest rate on a home improvement loan with bad credit, but you have options.

Scooter Financing: Where to Find a Moped or Scooter Loan

The flexibility and affordability of personal loans makes them a good option for financing a...

Horse Trailer Financing: How and Where to Secure Funding

If you need to purchase a horse trailer but don’t have enough cash on hand,...

Joint Personal Loans for Married Couples

Adding your spouse as a co-borrower on a personal loan may boost your approval odds and help you qualify for a larger loan...

Golf Membership Financing With a Personal Loan

For millions of golf-loving Americans, joining a golf club is a pivotal life decision –...

Virginia Personal Loans: Online & Local Lenders

Personal loans in Virginia are available from local and national lenders.

Quick Loans: How to Find Fast Cash

Explore quick personal loans to help narrow down your options when you need fast cash. Plus, learn how to choose the right one...

Personal Loans in New York

Borrowers have several solid local and national banks and credit unions to choose from when it comes to personal loans in New York....