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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Chime MyPay Review: A Closer Look at Early Paycheck Access

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10 Cash Advance Scams and How to Avoid Them

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Payactiv Review: Can You Use It to Get Paid Early?

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Varo Cash Advance: 2024 Review

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Credit Genie App Review

Credit Genie is a cash advance app that can lend you extra money if you’re struggling until your next payday.  It sounds like...

Gerald App Review

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Rain Instant Pay Review: How It Works, Pros and Cons, and More

When your earnings don’t stretch to payday, the Rain Instant Pay app is a good...

Cash Advance vs. Payday Loan

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Cleo App Review: Cash Advance and AI Budget Management

Funding Up to $250 Speed of advance 3 – 4 days or same day for...