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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Self Cash Advance: How It Works in 2025

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AmONE Loans: 2025 Marketplace Review

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11 Ways to Make $50 Fast, or Even Instantly

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I Need Money Today: Where to Turn for Immediate Support and Emergency Funding

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Is Advance America Legit? How to Avoid Scammers Pretending to Be the Company

Advance America is a legitimate company with lending licenses in various states. As a BBB-accredited...

Fiona Loans 2025 Review: A Marketplace for Personal Loans and More, Powered by MoneyLion

Fiona is a personal loan marketplace, not a lender. You can use it to compare...

Is Beem Legit? 2025 Review of Beem Everdraft™ Instant Cash

Funding Up to $1,000, depending on plan Speed of advance 1 – 20 minutes Fees...