Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Kovo Credit Builder Loan Review 2025: What to Expect From This No-Fee Credit-Building Tool
A Kovo credit builder loan gets you access to business courses. Make on-time payments for...
Personal Loans by State
When you need a personal loan, where you live can affect your choice of lenders and loan terms. Comparing personal loans by state...
Personal Loans for Investments
It’s often best to avoid personal loans for investing because the risks are high, and it makes little financial sense. But can it...
Point-of-Sale (or Buy Now, Pay Later) Loans
In some cases, point-of-sale loans can offer convenient and inexpensive financing, but they can result in overspending and extra charges if you're not...
What Does “Same as Cash” Mean?
Same-as-cash financing may sound like a terrific option to cover a large purchase. But these offers can cost you if you don’t read...
Chime Card® Review 2025: How It Works + Pros and Cons
Chime Credit Builder is a secured credit card with no minimum security deposit and no...
Happy Money Personal Loans Review 2025: Best for Credit Card Debt
Happy Money personal loans are for paying off credit card debt. There’s no hard credit...
What Is a Credit Builder Loan? Simple Guide to Building Credit
A credit builder loan is one way to build or rebuild credit history. Credit builder...
CreditStrong Review 2025: Do Its Revolving and Installment Plans Actually Help Build Credit?
CreditStrong's credit building loan reports to all three credit bureaus while also growing your own...
9 Types of Personal Loans Explained, With Definitions and Examples
With so many types of personal loans available, make sure you know how to tell...