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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
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LendingClub Personal Loans Review
LendingClub personal loans are a great choice if you have consistent income and at least a fair credit score.
Best Credit Builder Loans
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Lawn Mower Financing: Compare Loan Options
Lawn mower financing could be a good choice even if your credit is less than ideal. Consider your options and understand the terms...
DCU Personal Loans Review
Digital Credit Union, or DCU, is a New England credit union offering personal loans nationwide. If you don’t have the best credit, chances...
Personify Financial Personal Loans Review: Beware of High Rates
Personify Financial is an online lender offering personal loans with no collateral requirements to qualified...
ATV Loans & Other UTV Financing Options
ATV loans can help you afford the cost of an all-terrain vehicle. If you decide to get an ATV loan, it's important to...
Upstart Personal Loan Review
Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a...
LightStream Personal Loan Review
LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low,...