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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
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Personal Loans for Students
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Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?
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Upgrade Personal Loans Review
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Horse Loans: Find Equine Financing for Your Needs
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LendingClub Personal Loans Review
LendingClub personal loans are a great choice if you have consistent income and at least a fair credit score.