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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
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What Is a Credit Builder Loan? Simple Guide to Building Credit
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CreditStrong Review 2025: Do Its Revolving and Installment Plans Actually Help Build Credit?
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Types of Personal Loans
With so many types of personal loans available, make sure you know how to tell the difference and find which one is right...
Personal Loans for Vehicles
Personal loans for vehicles grant flexibility for borrowers, but they usually come at the cost of a higher interest rate.
Cheese Credit Builder Review: Why It Shut Down + 4 Better Alternatives for 2025
Cheese credit builder offers an easy way for users to improve their credit scores without...
List of Personal Loan Companies
Here's a list of 75 personal loan companies that lend money to those in need of funds.
Possible Finance Loans Review: Mobile Lending for Bad or No Credit
Users with bad credit can borrow up to $500 through Possible, with funding in just...
Shed Loans: Compare Your Financing Options
Shed costs vary depending on lots of different factors. If you’re buying a higher-end model, you might need to consider shed financing options.