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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
MoneyLion Credit Builder Loan Review: Worth the Monthly Fee to Boost Your Credit?
A MoneyLion credit builder loan can help you boost your credit score, but is it...
Sunrise Banks Credit Builder Loan Review: Rates, Terms, and Alternatives
With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score...
Republic Bank Credit Builder Review 2025: A Closer Look at This Loan and Savings Program
Republic Bank's Credit Builder Loan provides a way to improve your credit. But is it...
Mission Lane Credit Builder Review 2025: Visa® Card for Poor Credit
Can a Mission Lane credit card help build credit? Uncover the pros, cons, and alternatives...
Digital Federal Credit Union (DCU) Credit Builder Loans: Complete 2025 Review
Digital Credit Union offers credit builder loans to help improve your credit and build your...
Alltru Credit Union Review 2025: Credit Builder Loan Details, Rates, and Eligibility
We’ve researched the pros and cons of the Alltru credit builder loan and how it...
How Long Does It Take to Get a Personal Loan? What to Expect for Approval, Funding, and More
We researched 10 popular lenders’ processes to determine how long it takes to get a...
Kovo Credit Builder Loan Review 2025: What to Expect From This No-Fee Credit-Building Tool
A Kovo credit builder loan gets you access to business courses. Make on-time payments for...
Personal Loans by State
When you need a personal loan, where you live can affect your choice of lenders and loan terms. Comparing personal loans by state...
Personal Loans for Investments
It’s often best to avoid personal loans for investing because the risks are high, and it makes little financial sense. But can it...