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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Santander Personal Loans Review

Santander Bank offers personal loans at fairly competitive rates. Its customer service, however, is rated poorly enough that you might be better off...

Dental Loans: Financing for Cosmetic and Medical Work

If you need to finance a major dental procedure, a dental loan or alternative source...

Personal Loans for Bathroom Remodel Financing

If you are looking for bathroom remodel financing options, you should consider home improvement loans, home equity products, credit cards, and manufacture financing.

M&T Bank Personal Loans Review

M&T Bank offers loans up to $25,000 at reasonable rates, as well as a choice of repayment terms. However, because rates may be...

PenFed Personal Loans Review

PenFed offers affordable personal loans but there are strict credit score and income requirements, and you must be a member of the credit...

Best Online Installment Loans

Finding the right installment loan shouldn’t be hard. We’ve researched the best personal loan rates, terms, and benefits to help you make an...

Avant Personal Loans Review

Avant offers personal loans to qualified borrowers, including those with less-than-perfect credit. This Avant personal loan review will get you up to speed...

Best Loans for Plumbing Financing

Plumbing problems tend to appear suddenly, leaving you with little time to prepare—especially financially. When a plumbing emergency is more costly than you...

Bad-Credit Loans: Compare Online Options

Bad credit can limit your borrowing options, but you might have more choices than you think. We’ve researched lenders and how to get...

Navy Federal Personal Loans Review

Navy Federal Credit Union offers personal loans with competitive rates and good benefits. However, there are requirements for becoming a Navy Federal member...