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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
CreditFresh Review 2025: Personal Line of Credit Explained—Costs, Payments, and Customer Insights
What is CreditFresh? Founded in 2019, CreditFresh provides personal lines of credit for people who...
Is Check ‘n Go Legit for a Personal Loan? Our Complete 2025 Review
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How to Get a Loan in an Emergency
Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...
Personal Loans for International Students in 2025: Best Options and Requirements for Approval
Attending college in the U.S. can be expensive for anyone. But as an international student,...
Upstart vs. LendingClub Personal Loans
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BHG Financial: 2025 Personal Loan Review
BHG Financial, formerly known as BHG Money, is a direct lender that focuses on borrowers looking for larger loan amounts. Discover how rates...
Need $200 Right Now? 10 Ways to Borrow, Earn, or Get It for Free
Need $200 ASAP? It’s not ideal, but we’ve all been there. Sudden expenses. Sick leave....
How to Borrow $100 Fast With Apps for Cash Advances and Loans
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Credit Builder Loans Like Seedfi
Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...