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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

CreditFresh Review 2025: Personal Line of Credit Explained—Costs, Payments, and Customer Insights

What is CreditFresh? Founded in 2019, CreditFresh provides personal lines of credit for people who...

Is Check ‘n Go Legit for a Personal Loan? Our Complete 2025 Review

What is Check ‘n Go? Check ‘n Go began in 1994 in Covington, Kentucky, with...

How to Get a Loan in an Emergency

Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...

Personal Loans for International Students in 2025: Best Options and Requirements for Approval

Attending college in the U.S. can be expensive for anyone. But as an international student,...

Upstart vs. LendingClub Personal Loans

Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or...

BHG Financial: 2025 Personal Loan Review

BHG Financial, formerly known as BHG Money, is a direct lender that focuses on borrowers looking for larger loan amounts. Discover how rates...

Need $200 Right Now? 10 Ways to Borrow, Earn, or Get It for Free

Need $200 ASAP? It’s not ideal, but we’ve all been there. Sudden expenses. Sick leave....

How to Borrow $100 Fast With Apps for Cash Advances and Loans

Whether it’s a surprise bill or a tight spot between paychecks, a small cash boost...

9 Best Apps to Borrow Money Instantly With Cash Advances and Loans

Loan apps can provide instant access to cash, but compare the costs of several options...

Credit Builder Loans Like Seedfi

Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...