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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Grace Loan Advance Personal Loan Review
Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...
$30,000 Personal Loans
A $30,000 personal loan could help you cover the costs of a significant expense, such as a home renovation, medical bills, or a...
10 Personal Loans for Low-Income Borrowers
Finding a personal loan with a low income is possible if you know where to look. Lenders assess your income alongside other factors,...
CreditFresh Review 2025: Personal Line of Credit Explained—Costs, Payments, and Customer Insights
What is CreditFresh? Founded in 2019, CreditFresh provides personal lines of credit for people who...
Is Check ‘n Go Legit for a Personal Loan? Our Complete 2025 Review
What is Check ‘n Go? Check ‘n Go began in 1994 in Covington, Kentucky, with...
How to Get a Loan in an Emergency
Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...
Personal Loans for International Students in 2025: Best Options and Requirements for Approval
Attending college in the U.S. can be expensive for anyone. But as an international student,...
Upstart vs. LendingClub Personal Loans
Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or...
BHG Money by BHG Financial: 2025 Personal Loan Review
BHG Financial is a direct lender that focuses on professional borrowers looking for large loan...
Need $200 Right Now? How to Get $200 Instantly With Cash Advance Apps
Need $200 ASAP? It’s not ideal, but we’ve all been there. Sudden expenses. Sick leave....