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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Reprise Financial Review: Reliable Personal Loans for Fair and Bad Credit

Reprise Financial offers personal loans to borrowers with bad or fair credit, making it a...

Fast Loan Direct 2025 Personal Loan Review: Avoid This Lender

We do not recommend Fast Loan Direct. Fast Loan Direct says it partners with lenders...

Grace Loan Advance Personal Loan Review

Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...

$30,000 Personal Loans

A $30,000 personal loan could help you cover the costs of a significant expense, such as a home renovation, medical bills, or a...

10 Personal Loans for Low-Income Borrowers

Finding a personal loan with a low income is possible if you know where to look. Lenders assess your income alongside other factors,...

CreditFresh Personal Line of Credit: 2025 Review

CreditFresh offers a personal line of credit—a finance product that blends aspects of a personal...

Is Check n’ Go Legit for a Personal Loan? Our Complete 2025 Review

What is Check `n Go? Check `n Go began in 1994 in Covington, Kentucky, with...

How to Get a Loan in an Emergency

Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...

Personal Loans for International Students in 2025: Best Options and Requirements for Approval

Attending college in the U.S. can be expensive for anyone. But as an international student,...

Upstart vs. LendingClub Personal Loans

Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or...