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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

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Credit Builder Loans Like Seedfi

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MoneyLion Credit Builder Loan Alternatives

Comparing several credit-builder product options can help you find one that best fits your budget.

Credit Builder Loans That Give You Money Upfront

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Best Personal Loans of 2024

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MoneyLion Credit Builder Review

A MoneyLion credit builder loan can help you boost your credit score, but is it worth the fee and high APR? We researched...

Sunrise Banks Credit Builder Loan Review

With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score requirement. But Sunrise only offers two loan options.

Republic Bank Credit Builder Loan Review

Republic Bank's Credit Builder Loan provides a way to improve your credit. But is it the right choice? We cover the pros and...

Mission Lane Credit Builder Credit Card Review

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