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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Brigit Cash Advance Review 2025: Flexible Repayment and No Late Fees

Brigit is a financial app that launched in 2019 with a clear goal: to help...

Dave ExtraCash Cash Advance: 2025 Review

Funding Up to $500 Speed of advance 2 – 3 days; Instant (with fee) Subscription fees $1/month Instant funding fees $1.99 – $13.9...

MoneyLion Cash Advance Review

Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It uses technology...

Is EarnIn App Legit? Our 2025 Review

Founded in 2014, EarnIn cash advance was created to help responsibly-employed borrowers with cash flow issues between paychecks. EarnIn stands out against competitors...

Klover App 2025 Review: Small Advances, Big Privacy Trade-Offs

Klover offers fee-free cash advances up to $200 with no interest or credit check—but there’s...

Fig Loans: Installment and Credit Builder Loans (2025 Review)

Founded in 2015, Fig Loans is a mission-driven lender designed to support working-class Americans who...

No-Interest Personal Loans

Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....

Reprise Financial Review: Reliable Personal Loans for Fair and Bad Credit

Reprise Financial offers personal loans to borrowers with bad or fair credit, making it a...

Fast Loan Direct 2025 Personal Loan Review: Avoid This Lender

We do not recommend Fast Loan Direct. Fast Loan Direct says it partners with lenders...

Grace Loan Advance Personal Loan Review

Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...