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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

HELOCs Without Prepayment Penalties

Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount to discourage borrowers from repaying the balance early....

Washington HELOC Rates and Lenders

You might be searching for the best HELOC rates in Washington because you want to tap into your home’s equity for a major...

HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?

Our experts recommend home equity lines of credit (HELOCs) for seniors who need flexible financing...

How Much Income Do I Need for a HELOC?

Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...

What Is a Home Equity Agreement (HEA) and How Does It Work?

If you’re a homeowner, you may have several options to access some of the equity...

HELOC vs. Credit Card: The Best Option for Large and Small Expenses

If you need to borrow money and you’re trying to decide between a HELOC vs....

What Is the Best Way to Pay Off a HELOC?

A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...

CELOCs Explained: The Smart Way to Tap Commercial Property Equity

A commercial equity line of credit (CELOC) allows business owners and property investors to tap...

HELOCs for Retirees

If you’re a retiree looking for a HELOC, depending on your equity and credit score, you could be in a position to get...