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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

How to Use a HELOC to Pay Off Student Loans

Your home’s equity is an often-untapped asset that can be used to fund projects or consolidate debt. Here’s how a HELOC can help...

HELOC vs. Home Equity Loan

Both home equity lines of credit (HELOCs) and home equity loans allow homeowners to borrow against their home’s value. Is one better than...

How Do I Get a Loan on a House That Is Paid For?

Yes, you can still take out a loan against your house—even when it’s fully paid...

Are Home Equity Loans Tax-Deductible?

Home equity loans can put cash in hand for a variety of expenses. The interest you pay on the loan may be deductible,...

Can I Use a Home Equity Loan to Buy Another House?

Using the equity in your primary home can be one way to fund the purchase...

What Does Dave Ramsey Think About Home Equity Loans?

Here’s why Dave Ramsey often advises against all types of debt, including home equity loans...

How to Calculate Your Current Home Equity

Need to determine your home equity? Here’s how to do it—and what it means for your finances.

How Much Are Home Equity Loan Closing Costs and Fees?

Home equity loans and HELOCs can turn your equity into cash, but they come with...

Point Home Equity Review: The Debt-Free Way to Access Your Home’s Value

Point offers standard HELOCs, but you can also borrow against your home’s equity without a...

Can You Use a HELOC or Home Equity Loan for Business?

Homeowners may be able to use a home equity loan or HELOC to start a...