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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

TD Bank Home Equity Review

TD Bank offers HELOCs and home equity loans of $500,000 and up on primary or secondary properties in 15 states and the District...

Third Federal Home Equity Review: Competitive Rates, but Limited Availability and Borrowing Power

Third Federal offers two home equity-based borrowing options for homeowners looking to take up to...

Can You Have a HELOC and a Home Equity Loan?

HELOCs and home equity loans are similar but not identical. Homeowners can have both at the same time, as long as they meet...

How to Convert a HELOC to a Fixed-Rate Loan (Plus Refinance Options)

Many HELOCs have variable interest rates that can change over time. Rather than deal with...

Can You Lock in a HELOC Rate? How to Get a Fixed Rate and If It’s Right For You

Though HELOCs typically have variable interest rates, there are also ways to lock in a...

HELOC vs. Bridge Loan: Key Differences and When to Use Each

A home equity line of credit or bridge loan can help you fund a down...

What Can I Use a HELOC For? 24 Best and Worst HELOC Strategies

A home equity line of credit can be a flexible way to borrow. Some of...

The Best Credit Unions Offering HELOCs Based on 2025 Rates, Terms, and Features

Many credit unions offer HELOCs. Use this guide to determine the best credit union HELOC...

How to Use a HELOC to Pay Off Your Mortgage and When It’s a Good Idea

Tapping into home equity with a HELOC can help you pay off debt or cover...

2025 Review: U.S. Bank Home Equity Loans and Lines of Credit

U.S. Bank offers both home equity loans and lines of credit to eligible homeowners in...