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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

How to Convert a HELOC to a Fixed-Rate Loan [Plus Refinance Options]

Many HELOCs have variable interest rates that can change over time. Rather than deal with...

Can You Lock in a HELOC Rate? How to Get a Fixed Rate and If It’s Right For You

Though HELOCs typically have variable interest rates, there are also ways to lock in a...

HELOC vs. Bridge Loan: Key Differences and When to Use Each

A home equity line of credit or bridge loan can help you fund a down...

What Can I Use a HELOC For? Best and Worst HELOC Strategies

A home equity line of credit can be a flexible way to borrow. Some of...

The Best Credit Unions Offering HELOCs Based on 2024 Rates, Terms, and Features

Many credit unions offer HELOCs. Use this guide to determine the best credit union HELOC...

Can I Use a HELOC to Pay Off My Mortgage?

Tapping into home equity with a HELOC can help you pay off debt or cover big purchases, but you can also use that...

2025 Review: U.S. Bank Home Equity Loans and Lines of Credit

U.S. Bank offers both home equity loans and lines of credit to eligible homeowners in...

What Documents Are Needed for a HELOC?

Applying for a HELOC means providing certain documentation to the lender, including information about your income, assets, and home.

Can I Refinance My HELOC With Another Bank?

Refinancing a HELOC can help you cut costs or avoid hefty monthly payments. You have several options to refinance this type of debt.

Best Banks Offering HELOCs

Not every bank offers home equity lines of credit to borrowers. If you’re considering opening a HELOC, this list shares the best banks...