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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

New York HELOC Rates and Lenders

Home equity lines of credit (HELOCs) allow homeowners to turn the equity in their home into cash. As secured loans, HELOCs typically offer...

Texas HELOC Rates and Lenders

Homeowners in Texas may use a home equity line of credit (HELOC) for various purposes. Rates on HELOCs are often lower than personal...

Does Your State Affect HELOC Rates?

With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking...

HECM vs. HELOC: Which Is Better?

If you’re looking to borrow against the equity in your home, two options include a home equity conversion mortgage (HECM) and a home...

Best California HELOC Lenders and Rates [2024]

If you’re a California homeowner exploring HELOC options, it’s important to consider the state’s unique...

How Does a HELOC Work?

Home equity lines of credit—or HELOCs, as they’re more commonly known—are one of the most popular tools that homeowners use to borrow against...

HELOC vs. Reverse Mortgage: Which Is Better?

If you’re deciding between a home equity line of credit (HELOC), home equity loan, or reverse mortgage, it’s essential to understand each product....

Best Virginia HELOC Lenders and Rates [2024]

If you’re a homeowner in Virginia, tapping into your home equity with a HELOC can be a smart way to fund home improvements,...

Best Colorado HELOC Lenders and Rates [2024]

A home equity line of credit (HELOC) is a flexible way to tap into your home’s equity for things like renovations, paying off...

How Much Can I Borrow on a HELOC?

If you’re a homeowner, you may have big dreams for your property but not enough cash on hand to make them a reality....