Banking

Compare High-Yield Savings Accounts

High-yield savings accounts (HYSAs) are one of the easiest ways to earn more on money you’re already saving. While big banks still pay close to 0.40% APY (if you’re lucky), many online banks and credit unions have 3% to 5% APYs right now.

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SoFi Checking and Savings Account

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Rate as of 11/12/2025 Terms Apply

• Earn up to 4.00% APY⁸
• Limited Time Offer – New accounts earn a 0.70% APY boost to 4.00% for up to 6 months with eligible direct deposit⁸
• $0 minimum balance to earn APY
• Earn $50 or $300 when you sign up and set up eligible direct deposit¹
• Open Checking & Savings Accounts with 1 Sign Up
• Up to 2-Day-Early Paycheck³
• FDIC Insured up to $250k plus up to $3M in supplemental insurance⁴

Up to 4.00%

SoFi Disclosures

Barclays Tiered Savings Account

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*Rate as of 11/19/2025

• Earn 3.85% APY* with Barclays¹ Tiered Savings
• $0 min. balance to earn APY
• No monthly maintenance fees
• Easy direct deposits & online transfers
• Deposits are FDIC Insured

Up To 3.85%

Barclays Disclosures

Forbright Bank Growth Savings

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*Rate as of 1/12/2026 Terms Apply

• Earn 3.85% APY* with Forbright Bank Growth Savings
• No minimum deposit or account fees
• Unlimited transfers
• Open an account in minutes
• FDIC-Insured

Up To 3.85%

Learn About Banks

Best Banks and Credit Unions That Don't Use Chexsystems

Most banks and credit unions use ChexSystems as part of their account approval process, but not all. Some even offer second-chance checking accounts for people who have been denied accounts elsewhere due to their ChexSystems report. See our roundup here.

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Safest Banks in the U.S. for 2025

Looking for secure banking options? This guide highlights the most trustworthy banks in the United States, focusing on FDIC protection, financial stability, consumer ratings, and institutional strength.
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Is Your Money Safe in the Bank?

This guide breaks down the protections in place to keep your money secure, including FDIC and NCUA insurance, bank balance limits, and how to check if your financial institution is regulated.
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What Happens When a Bank Fails?

Bank failures are rare, but they do happen. This article explains what it means when a bank collapses, how the FDIC steps in to protect depositors, and what you should do if your bank is at risk.
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What Is Debanking?

Debanking is when a bank decides to close an account, usually without advance notice. It’s recently gotten mainstream attention in the news. In August 2025, the White House issued an executive order to prevent banks from closing accounts illegally. We’ll explain the current controversy about debanking and share what to do if this happens to you.

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Mobile Bank Reviews

Varo Bank: 2025 Review

Varo offers a comprehensive suite of mobile-first banking products, including checking, savings, a secured credit card, cash advances, and a cashback debit card. With no monthly fees, a strong ATM network, and full FDIC insurance, Varo stands out as a legit all-digital bank built for modern users.
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Current vs Chime vs Varo: 2025 Comparison

This head-to-head comparison breaks down three leading fintech apps—Current, Chime, and Varo. See how they stack up on fees, features, savings tools, credit-building options, and more to help you choose the best mobile banking app.
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Chime: 2025 Review

Chime is one of the most popular challenger banks in the U.S., offering fee-free banking with perks like early direct deposit, credit-building tools, and no overdraft fees.
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Current App: 2025 Review

Current is a flexible mobile banking app designed for people on the go—including teens, families, and solo spenders.
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