About Zina Kumok
Personal finance writer
Three-time finalist for Best Personal Finance Contributor at the Plutus Awards
Student loans, credit scores, personal loans, banking, education planning
Bachelor's degree in journalism from Indiana University
Personal Finance Experience
Zina has been a personal finance writer for almost a decade. In that time, she has written for prestigious publications and household brands.
She has also worked as a financial coach helping real consumers tackle their loans. She paid off her student loans in three years and documented the progress on her blog.
Latest from Zina Kumok
How to Transfer Student Loans to Another Lender
You can transfer your student loans to another lender through a refinance or consolidation.
Does Refinancing Student Loans Hurt Your Credit?
Refinancing your student loans can lower your credit score, but the potential savings and temporary...
Best Small Student Loans
Small student loans can be used for various reasons like buying books, getting a new laptop, covering living expenses, and more.
How to Get Rid of Sallie Mae Loans
If you want to get rid of Sallie Mae loans, you can do so. Just make sure it's for the right reasons.
Should Married Couples Consolidate Student Loans?
Consolidating student loans with a spouse can reduce the total amount of interest you owe,...
Refinance Dental School Loans
Find out whether or not you should refinance dental school loans. If you should, we include a few lenders worth considering.
Current Student Loan Interest Rates
The Department of Education’s current student loan interest rate is a fixed rate between 4.99% and 7.54%. Private lenders, which offer fixed and...
Flight School Loans
Student loans for flight school are available, although there aren’t as many options as with a four-year degree from a college or university....
Credit Union Student Loans
Credit unions may be able to offer student loans with better terms than traditional banks. We’ll review several popular credit unions and the...
Citibank Student Loans
Citibank stopped offering student loans in 2010. We'll explain what happened, what existing borrowers should know, and where to find alternative lenders.