About Lindsay VanSomeren
Current Role
Personal finance writer
Expertise
- Mortgages
- Personal Loans
- Student Loans
- Auto Loans
- Banking
- Budgeting
- Debt
- Insurance
- Credit Cards
- Credit
Degrees
- Bachelor's and master's degree in wildlife biology and conservation from the University of Alaska Fairbanks
Personal Finance Experience
Lindsay doesn't come from a traditional personal finance background, having originally trained to be a wildlife biologist in Alaska. She changed course after being driven nearly to bankruptcy from a combination of poor money management skills, a low income, and buying a home that turned out to be a lemon.
Happily, she's turned her financial life around and recently purchased a new home (the right way) in the beautiful Pacific Northwest. Today she dedicates her time to helping other people learn how to manage their money better, too, whether that's through explainers, guides, company reviews, and more. Her work appears widely around the internet, and she's written more than a thousand personal finance articles for over 60 different websites.
Latest from Lindsay VanSomeren
What Is an FHA Cash-out Refinance, and How Does It Work?
When you need to borrow a larger sum and have a fair amount of equity...
How to Use Home Equity to Build Wealth
Your home can be a powerful tool for building wealth. By tapping into your home equity—the portion of your home’s value you own...
Chime MyPay Review: A Closer Look at Early Paycheck Access
Chime MyPay is an optional feature for people who use Chime’s online checking account. It...
Credit Genie App Review
Credit Genie is a cash advance app that can lend you extra money if you’re struggling until your next payday. It sounds like...
Aspire Federal and Private Student Loan Servicing
Aspire is a student loan servicer that handles customer service for federal and private student...
Apps Like EarnIn
Many of us have run into situations where we don’t have the cash we need before our next payday, especially if we’re still...
Nevada HELOC Rates and Lenders
The average Nevada homeowner gained an additional $35,000 in home equity over the last year. If you’ve been looking for a flexible way...
Empower Review 2024: Solid Cash Advance App With Monthly Subscription
If you need to borrow money quickly, the Empower mobile app can indeed empower you...
Minnesota HELOC Rates and Lenders
A home equity line of credit (HELOC) can unlock many options for financing the things that make your life better. But first, you’ll...
How a Missed Student Loan Payment Affects You
Missed student loan payments happen, but it doesn’t need to be the end of the world. The specific consequences you’ll face—and your options...