About Lauren Ward
Current Role
Personal finance writer
Expertise
- Mortgages
- Real Estate
- Investing
- Credit
- Debt
- Small Businesses
Degrees
- Bachelor’s degree in Japanese from Georgetown University
Personal Finance Experience
Lauren Ward is a personal finance expert who has covered a variety of topics over the last 10 years. She regularly writes for financial institutions, fintech platforms, and online publications to help audiences understand smart money moves for their situation.
Prior to becoming a finance writer, Lauren worked at the Federal Reserve Bank of Richmond. She began her career in nonprofit fundraising in Washington, DC. Today, she lives in Virginia with her husband and three kids.
Latest from Lauren Ward
New Mexico HELOC Rates and Lenders
New Mexico HELOCs offer homeowners a way to finance various expenses through a line of credit secured by their homes, often resulting in...
How to Prequalify for Student Loans
Learning how to prequalify for student loans is often the first step in figuring out how to finance your education. With little effort...
Can You Refinance a Reverse Mortgage?
It is possible to refinance a reverse mortgage, and with home values going up in many areas across the country, it may even...
Does the Reason for Your Personal Loan Matter?
When you take out a personal loan, the lender will typically ask you how you...
Personal Loans With No Prepayment Penalty
Loan prepayment is when a borrower pays off an installment loan ahead of the schedule set by the lender. Some lenders charge a...
Signature Personal Loans
A signature loan is an unsecured personal loan, meaning no collateral is required, only your John Hancock (plus a strong income and credit...
Personal Loans for People on Disability
A personal loan allows eligible individuals to borrow a lump sum based on their income and credit history. Disability income counts as one...
How to Get a $35,000 Personal Loan
Personal loans can come from online lenders, banks, and credit unions. To qualify for a personal loan, you often need a steady source...
Can You Pay Off a HELOC During the Draw Period?
The first phase of your HELOC is the draw period, during which you can borrow...
Fix-and-Flip Loans for Bad Credit
The rise in house flipping for profit is expected to continue over the next few years. One firm estimates 24 million homes are...