About Jim McCarthy, CFP®
Current Role
Owner, Directional Wealth Management
Expertise
- Education Planning
- Retirement Planning
- Investment Management
- Insurance Planning
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in finance and accounting from Pace University
Personal Finance Experience
Jim’s emphasis is on helping clients grow, protect and enjoy their wealth. His expertise includes education and retirement planning, in addition to investment management and insurance.
Since entering financial planning and investment management in 2003, Jim has compiled a long list of credentials. In addition to being a certified financial planner (CFP®), he is chartered financial consultant (ChFC®) and an active member of the Financial Planning Association. Jim is also a board member of two local nonprofit organizations.
Latest from Jim McCarthy, CFP®
Small Home Equity Loans: What’s the Minimum Amount You Can Borrow?
The minimum amount you can borrow through a home equity loan is determined by the...
Best Credit Builder Loans
Our top choice (with no administrative fees or membership fees) is Cheese to help you start building your credit. You can get approved...
Swimming Pool Loans: Compare Your Financing Options
Personal loans, home equity loans, and dealer financing can all be used to finance a...
Security Deposit Loans: How They Work
You can use personal loans to satisfy the security deposit requirement on a new home or apartment, but this route has several disadvantages.
How to Pay for College If You Don’t Qualify for Federal Financial Aid
Federal loans aren't the only option for covering college costs. Scholarships, grants, and private loans...
Physician Assistant Student Loans
Physician assistant student loans can help cover the costs of PA school. Both federal and private lenders offer PA school loans for eligible...
Adult Student Loans
Going to college can be expensive, but adult students have several financing options. Grants, scholarships, loans, and employer benefits can all help you...
Best No-Fee Personal Loans
It’s possible to find personal loans with no origination fee, especially if you have excellent credit. But watch out for higher interest rates...
How to Lower Your Student Loan Interest Rate
Find out how to lower your student loan interest rate. Our best practices are based on hours of research.
Should I Refinance My Student Loans? How to Decide
If you are eligible for a lower interest rate than what you are currently paying...