About Jess Ullrich
Current Role
Finance writer
Expertise
- Banking
- Insurance
- Investing
- Loans
Degrees
- Bachelor's degree and master's degree in education from the University of Massachusetts Lowell
Personal Finance Experience
Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.
In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.
Latest from Jess Ullrich
What to Know About Income-Based Repayment (IBR) for Student Loans [December 2024]
IBR (income-based repayment) is one of four income-driven repayment plans available for federal student loans....
Student Loan Eligibility Requirements
Private student lenders have a number of requirements you’ll need to meet before you’re approved for a loan. Knowing these five common requirements...
Cash-Out Auto Refinance: What It Is & When It Makes Sense
Cash-out refinancing for your car lets you get cash to pay emergency expenses or get...
When to Refinance an Auto Loan
Refinancing can be a great way to lower your car payment or reduce the amount of interest you pay over time. It’s not...
Hot Tub Financing: Compare Your Options
Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.
How to Write a Financial Aid Appeal Letter
If you've been denied financial aid—or offered far less than you think you're eligible for—you can submit a financial aid appeal letter to...
Should I Consolidate My Student Loans?
Private consolidation can change the interest rate and repayment term on your loan, while a Direct Consolidation Loan allows you to change your...
14 Alternatives to Payday Loans
Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.
Can Personal Loans Improve Your Credit Score?
It may seem counterintuitive that more debt could result in better credit, but getting a loan could boost your credit score. Here’s the...
Ultimate Guide to Refinancing Student Loans
You refinance student loans by taking out a new loan to pay off your old one. Refinancing can change your payment terms, interest...