Dave Rathmanner

Dave Rathmanner, a graduate of the University of Delaware, regularly plans and writes content about student loans, personal loans, credit cards, small business loans, mortgages, and a variety of other financial products. Dave’s work has been featured in the Chicago Tribune, Bloomberg, Forbes, CNBC, U.S. News, International Business Times, Consumer Reports, VICE, Yahoo Finance, NPR, and more.

Articles by Dave Rathmanner:

20
Jun
Subaru Financing Review & Alternatives to Consider

For many drivers, a Subaru is a safe automobile that promises outdoor adventure, all-wheel-drive perks, top-rated reviews, and a solid following of enthusiasts. Regardless of why you’re considering a Subaru, you likely have one thing in common with other drivers – you need financing. Buying a car is a big financial decision, and many potential […]

Posted in: Auto Loans,
Tags: ptype_review,
06
Jun
9 Credit Unions That Don’t Use ChexSystems

ChexSystems is a financial database used by some, but not all, banks and credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—or if an account was closed for a […]

Posted in: Banking,
29
May
Should You Transfer Student Loan Debt to a Balance Transfer Credit Card?

Transferring your student loan debt to a 0% balance transfer credit may make sense if you can pay it off in the intro period. If you can't, however, avoid this strategy.

Posted in: Credit Cards, Student Loans,
29
May
How to Pay for Room and Board in College

If you need additional money to pay for room and board, you can look into applying for more financial aid, housing assistance grants and scholarships, or take out a student loan.

Posted in: Financial Aid, Scholarships, Student Loans,
29
May
How Long Does the FAFSA Take to Complete & Process?

The FAFSA takes around 1 hour to complete if you do it online or 3 hours if you do it by paper. It takes around 3 to 5 days to receive the results if you include an email or 7 to 10 days if you only included a physical address.

Posted in: Financial Aid,
29
May
How to Add More Than 10 Schools to the FAFSA

If you want to send your FAFSA information to more than 10 schools, you will need to wait until your receive your Student Aid Report and then have it sent to them by going online, calling, or sending paper mail to the Federal Student Aid Program.

Posted in: Financial Aid,
29
May
How Much Money Does the FAFSA Give You?

The amount of financial aid you may receive from the FAFSA is highly dependent on your and your parents' financial situation. Grants, work-study programs, and student loan amounts all vary based on the school you are attending and the information you submit in the FAFSA.

Posted in: Financial Aid, Scholarships, Student Loans,
29
May
How to Decide if You Should Use a Home Equity Line of Credit to Pay Off Student Loans

Using a HELOC to pay off your student loan debt could save you a lot of money in interest, but you risk losing your home if you can't make payments. Only use this strategy if you are sure that you can afford the payments until the HELOC is paid off.

Posted in: Home Equity, Student Loans,
29
May
How to File the FAFSA When You Don’t Live With Your Parents

If you don't live with your parents, you may be considered an independent student in terms of the FAFSA. This will likely increase the amount of aid that you're eligible for.

Posted in: Financial Aid, Student Loans,
29
May
What is Considered Legal Residence on the FAFSA?

Your legal residence for the FAFSA typically is where your parents or legal guardians live. There are, however, often situations where the answer isn't so clear such as when your parents live in different locations.

Posted in: Financial Aid, Student Loans,