About Cassidy Horton, MBA
Current Role
Personal finance writer
Expertise
- Banking
- Home Equity
- Mortgages
- Financial Planning
- Budgeting
- Tax Planning
Certifications & Degrees
- MBA
- Bachelor's degree in public relations and MBA from Georgia Southern University
Personal Finance Experience
Cassidy has researched and written more than 1,000 articles on banking, loans, debt, and more. She first became interested in the personal finance industry after paying off $18,000 in debt within 10 months of graduating college.
Cassidy later went on to triple her salary in two years by ditching her eight-to-five job to write for a living. Today, she runs her own copywriting business and a finance website for freelancers.
Latest from Cassidy Horton, MBA
How to Shop for a HELOC: 17 Expert Tips
Shopping for a HELOC is your chance to unlock your home’s equity at the best possible rate. The right loan can help you...
Should I Refinance My Mortgage? Or Get a Home Equity Loan or Line of Credit?
Thinking about tapping into your home’s equity but unsure whether to refinance, get a home...
Debt-to-Income Ratio (DTI) for Mortgages: What You Need to Know
Your debt-to-income ratio (DTI) is one of the most important numbers lenders look at when...
How to Get the Best Mortgage Rate in 2025: 10 Strategies
Mortgage rates are finally falling after years of increases, making early 2025 a promising time...
When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home...
5 Ways Debt Relief Can Hurt Your Credit Score—and Why It May Be Worth It
If you feel like your debt is suffocating you, you might be asking: Does debt...
Should You Buy a Car With a Home Equity Loan or a Car Loan?
Home equity loan vs. car loan: Which should you use to buy your next vehicle?...
Stay Frank Review 2025: Residential Home Sale-Leaseback and Home Equity Agreements
Stay Frank can help you access some of the equity you’ve built up in your...
When Does a Late Mortgage Payment Get Reported?
Even one late mortgage payment can drop your credit score by 50 points or more....
Top No-Doc HELOC Lenders for 2025: Easier Approvals for Real Estate Investors
A home equity line of credit (HELOC) can require significant paperwork, including providing tax returns...