About Cassidy Horton
Current Role
Personal finance writer
Expertise
- Banking
- Insurance
- Home Loans
Degrees
- Bachelor's degree in public relations and MBA from Georgia Southern University
Personal Finance Experience
Cassidy has researched and written more than a thousand articles on banking, insurance, loans, and more. She first became interested in the personal finance industry after paying off $18,000 in debt within 10 months of graduating college.
Cassidy later went on to triple her salary in two years by ditching her eight-to-five job to write for a living. Today, she runs her own copywriting business and a finance website for freelancers.
Latest from Cassidy Horton
Debt-to-Income Ratio (DTI) for Mortgages: What You Need to Know
Your debt-to-income ratio (DTI) is one of the most important numbers lenders look at when...
How to Get the Best Mortgage Rate [January 2025 Guide]
Mortgage rates are finally falling after years of increases, making early 2025 a promising time...
When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home...
How Debt Relief Improves Credit Scores by Hurting Them Short-Term
If you feel like your debt is suffocating you, you might be asking: Does debt...
Rocket Mortgage Home Equity Loan (HEL) Review
Rocket Mortgage home equity loans are a solid option if your credit score is at least 680 and you have at least $45,000...
Should You Buy a Car With a Home Equity Loan or a Car Loan?
Home equity loan vs. car loan: Which should you use to buy your next vehicle?...
Stay Frank Review 2025: Residential Home Sale-Leaseback and Home Equity Agreements
Stay Frank can help you access some of the equity you’ve built up in your...
When Does a Late Mortgage Payment Get Reported?
Even one late mortgage payment can drop your credit score by 50 points or more....
Top No-Doc HELOC Lenders for 2025: Easier Approvals for Real Estate Investors
A home equity line of credit (HELOC) can require significant paperwork, including providing tax returns...
9 Home Equity Scams to Avoid
“Your home could be foreclosed on, but we can help!” If you’ve heard this line, you might have encountered a home equity scam....