Blog

Debt Snowball Method 101: How to Become Debt-Free

The debt snowball method is a strategy for paying off debt by first focusing on the smallest balances. As you...

What Is Money Dysmorphia, and Do You Have It? All About the Latest TikTok Trend About Your Finances

Money dysmorphia is what happens when how you feel about your finances doesn’t match what’s actually true. You might panic...

Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained

What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that...

Does Debt Relief Hurt Your Credit Score? What to Expect and When It’s Worth It

If you’re considering debt relief, you’re likely wondering: Does debt relief hurt your credit score? Yes. Debt relief typically lowers...

Is Debt Relief a Good Idea? Here’s When It Makes Sense

If you’re feeling overwhelmed by debt, debt relief can offer a lifeline. However, it’s important to understand how different options...

Debt Relief Programs: Pros, Cons, and When They’re Actually Worth It

Debt relief programs can be effective, but only for the right person in the right situation. These programs are designed...

What Is Nonprofit Debt Consolidation, and How Does It Work?

Nonprofit debt consolidation can simplify your finances by combining multiple payments into one and potentially lowering your interest rates, all...

How to Get Out of Student Loan Debt ASAP

Paying off student loans doesn’t need to take decades. You can accelerate repayment and regain financial freedom with focused strategies...

How to Take Work Sabbatical and Stay Afloat Financially

Even the most rewarding careers can be mentally, physically, and emotionally draining. Taking time off for vacations, weekends, and holidays...

How to File Bankruptcy and Keep Your House

You can file bankruptcy and keep your house, but it depends on several factors. A court will look at how...