General personal finance
Before you get into specific financial topics, understanding the fundamentals is crucial.
Banking
Banking accounts allow you to store your money and transfer funds to other accounts or individuals as you need.
Investing
Investing means committing your money with the expectation you’ll earn a benefit, such as a profit. You have many investment options.
Debt
Debt is money you owe to another party. It isn’t always negative, but debt can become an issue without a repayment strategy in place.
Latest on personal finance:
Why Is My Direct Deposit Late?
If you have a late direct deposit, there are several possible explanations, such as bank holidays, processing errors, incorrect bank account information, payroll...
How to Make a 401(k) Hardship Withdrawal
A 401(k) hardship withdrawal allows you to take money from your retirement savings early if you face a severe financial need. However, withdrawing...
9 Tax Relief Scams to Avoid
When you owe money to the IRS or your state tax agency, it’s better to address it sooner rather than later. Unpaid tax...
Can You Take Physical Possession of Gold in Your IRA?
If you have a gold IRA, you may wonder if and when you can physically...
Best Depositories for Gold IRAs
You’ll need a place to store your precious metals if you have a gold IRA. The IRS won’t let you keep your gold...
How Much Can You Put in a Gold IRA?
Investing gold into an individual retirement account (IRA) may help diversify your portfolio and provide protection during uncertain times. To make an informed...
Gold IRA vs. Roth IRA
Gold IRAs and Roth IRAs are popular investment vehicles. Depending on your goals and resources, either or both choices may make sense. But...
How to Convert an IRA to a Gold IRA Without Penalty
Converting an individual retirement account (IRA) to a gold IRA is a good way to...
Kentucky HELOC Rates and Lenders
A home equity line of credit (HELOC) is a great way to tap into your home equity to cover some of life’s bigger...
Gold IRA vs. 401(k)
Gold IRAs and 401(k)s can both offer undeniable advantages. However, significant differences between each account type may make one a better fit for...