About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Home Equity
- Credit
- Debt
- Personal Loans
- Education Planning
- Taxes
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
Mortgage Rate Lock: What Is It, and Should You Lock Your Rate Today?
A mortgage rate lock is basically your lender saying, “This is your interest rate, and...
Splitero Alternatives: How Its Home Equity Investment Compares to Hometap, Unlock, and Point
Home equity investments (HEIs) offer access to cash as an alternative to a home equity...
Simple Interest Calculator
When you borrow money, the lender usually expects you to pay interest. Most loans, including mortgages, student loans, and personal loans, use a...
Compound Interest Calculator: See How Fast Your Savings Can Grow
You have financial goals you want to reach, and a savings account or CD account...
CD Calculator: Estimate Your Certificate of Deposit Interest and Total Value
A certificate of deposit (CD) account can help you lock in a great rate on...
The Best Checking Accounts for College Students in 2025: Compare Top Banks and Perks
College is all about learning new things, but personal finance is one subject that may...
Best Savings Accounts for Students
Opening a student savings account while you’re in college can be a smart financial move. You can start building an emergency fund, save...
Best Second-Chance Bank Accounts in 2025
Opening a new bank account can be challenging if you have a negative ChexSystems report. ChexSystems is a credit reporting agency that collects...
Types of Loans: 6 Options Worth Exploring in 2025
Loans allow you to borrow money for virtually anything, from debt consolidation to starting a...
Current Home Equity Loan Rates in December 2025
Thinking of tapping into your equity? According to Bankrate’s national survey of rates, average home...