Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

What Is a Second Mortgage? How It Works and Expert Recommendations

Do you know how much your home is worth? According to CoreLogic, the average homeowner...

What Is a Reverse Mortgage, and How Does It Work?

A reverse mortgage is a unique financial tool that allows seniors to convert their home...

How Student Loan Refunds Are Used [Original Research]

Student loans can help you pay tuition and fees to attend school, but how else...

What Is Debt Relief, and How Does It Work?

Debt relief is a broad term that describes programs or services designed to help people manage, reduce, or eliminate debt. Different types of...

Figure vs. Hometap: Figure HELOC Wins for Fast Funding, Hometap HEA for Eligibility

About Figure and Hometap  Figure is a non-bank lender that offers a home equity line...

10 Home Equity Agreement (HEA) Pros and Cons

Home equity sharing allows you to tap into cash in exchange for a share of your home’s future value. Unlike a home equity...

What to Do When You’re House-Rich but Cash-Poor

Imagine sitting on wealth but feeling broke when you look at your bank account. That’s...

How to Pay for Assisted Living

Planning for assisted living is a crucial step, whether it’s for yourself or an aging loved one. While the costs can be significant,...

The 7 Best Apps to Make Money Fast

Whether you’re looking to earn from gig work, selling items, or taking surveys, apps including Upwork, Decluttr, and Swagbucks can help you make...

9 Tax Relief Scams to Avoid

When you owe money to the IRS or your state tax agency, it’s better to address it sooner rather than later. Unpaid tax...