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Lauren Ward

Lauren Ward is a personal finance writer who regularly covers topics like mortgages, real estate, and investing.

About Lauren Ward

Current Role

Personal finance writer


  • Mortgages
  • Real Estate
  • Investing
  • Credit
  • Debt
  • Small Businesses


  • Bachelor’s degree in Japanese from Georgetown University

Personal Finance Experience

Lauren Ward is a personal finance expert who has covered a variety of topics over the last 10 years. She regularly writes for financial institutions, fintech platforms, and online publications to help audiences understand smart money moves for their situation.

Prior to becoming a finance writer, Lauren worked at the Federal Reserve Bank of Richmond. She began her career in nonprofit fundraising in Washington, DC. Today, she lives in Virginia with her husband and three kids.

Latest from Lauren Ward

Best HELOC Rates in Texas

A home equity line of credit (HELOC) enables a homeowner to secure a low interest line of credit using their home’s equity as...

Best HELOC Rates in Florida

If your home is an untapped financial resource, a home equity line of credit (HELOC) can help you access funds when you need...

BHG Money Personal Loans Review

BHG Money is a direct lender that focuses on professional borrowers looking for large loan amounts. Discover how rates and terms stack up...

How to Prequalify for a Chase Credit Card

Chase is known for its attractive rewards credit cards, especially for frequent travelers looking to rack up the cash back. Chase has several...

Does a Home Equity Loan or HELOC Increase Your Mortgage Payment?

Home equity loans and HELOCs are separate payments from your mortgage, but they still impact...

Can You Apply for a Home Equity Loan or HELOC Without Your Spouse?

Your state might allow you to apply for a home equity loan or HELOC without...

Can a HELOC Be Used as an Emergency Fund?

Your home is your biggest asset. A HELOC lets you unlock that equity to use as an on-demand emergency fund.

CreditStrong Credit Builder Review

CreditStrong's credit building loan reports to all three credit bureaus while also growing your own savings account.

What Are the Different Types of Credit Card Designs?

Many customizable credit card designs are available today, but the rates and terms should be...

What Does RV Insurance Cover?

Most states have minimum liability requirements for RVs, but extra insurance policies provide much better financial protection.