About Ben Luthi
Personal finance writer
- Credit Cards
- Consumer Credit
- Student Loans
- Personal Loans
- Mortgage Loans
- Bachelor's degree in business management from Brigham Young University
Personal Finance Experience
Ben became passionate about personal finance in college when he worked a full-time job and learned how to budget to avoid taking on student loans. He ended up with a little college debt but paid it off quickly.
While in school, he interned with Northwestern Mutual, selling life insurance and creating comprehensive financial plans for his clients. After graduation, he spent time working for a regional bank and a major auto lender.
When Ben became a full-time writer, he primarily covered credit cards, particularly points and miles. He's had nearly 100 credit cards over the years and earned tens of thousands of dollars in rewards. He also wrote extensively about student loans before becoming a full-time freelancer, at which point he expanded his expertise to all things personal finance.
Latest from Ben Luthi
If you have a significant amount of equity in your home, it’s possible to leverage that money to improve your financial situation or...
Veterinary bills may be just one of the costs you’ll incur if your pet gets sick or injured. In some cases, your feline...
In some cases, point-of-sale loans can offer convenient and inexpensive financing, but they can result in overspending and extra charges if you're not...
Refinancing an auto loan can have many benefits, but better terms aren't guaranteed. Here's what to consider and the steps you can take.
Not all home equity lenders offer prequalification, but those that do make it easier to...
You may not need to pay off a HELOC when you refinance, but the subordination...
Your credit limit determines how much you can spend on a credit card. Here's how it's determined, how to check yours and whether...
The company that owns your student loans may not be the company you applied with or even the company that services your debt....
Many culinary schools are eligible for federal and private student loans. Here's how to find out whether you can borrow money and how...