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Do You Need a Financial Advisor? Ask Yourself These 7 Questions

If you’re trying to reach big financial goals, like paying down debt, saving for your kids’ college educations, or planning...

How to Pay Yourself First and Save With the 80/20 Budget

Budgeting can be stressful, but it’s the best way to stay on top of bills, expenses, and debt. Just as...

How to Avoid Overdraft Fees [8 Ways]

Overdraft fees are the worst kind of surprise. You go to buy groceries or fill up your tank, and boom...

Physical Gold vs. Gold ETFs: Which Is the Better Investment in 2025 and Beyond?

Physical gold and gold exchange-traded funds (ETFs) are two popular ways to invest in precious metals. While both allow investors...

How Much Emergency Fund Should You Have Saved? Our Top Tips to Prepare for the Unexpected

Emergencies can happen to anyone—whether it’s a layoff, a sudden illness, or an unexpected expense you weren’t budgeting for. Having...

Living Paycheck to Paycheck: What It Is, 2025 Statistics, and How to Break the Cycle

Living paycheck to paycheck means your money runs out before the month does. There’s no cushion, no breathing room …...

[Q&A] What Is Student Loan Default? What It Means and What to Do About It

Student loan default happens when you fail to repay your loan as agreed, typically after missing several months of payments....

8 Ways to Lower Your Monthly Student Loan Payment

The average monthly student loan payment is $536, according to recent data from the Education Data Initiative. For many, especially...

What Is Zero-Based Budgeting? How It Works, Pros, Cons, and Alternatives

Budgeting is one of the most powerful money tools out there. But finding the right method? That’s where things get...

Five Star Tax Resolution Review: Good Guarantees, Limited Transparency on Fees

Five Star Tax Resolution has been in business since 2011. It can help you find a tax solution for nearly...