About Megan Hanna
Current Role
Finance writer and adjunct professor
Expertise
- Personal Loans
- Home Loans
- Credit Cards
- Banking
- Business Loans
Degrees
- MBA and doctorate in business administration from Grand Canyon University, bachelor's degree in business accounting from University of Phoenix, graduate-level certificate in banking from Pacific Coast Banking School
Personal Finance Experience
Megan spent much of her professional career in the banking industry in roles of increasing responsibility related to lending before transitioning to full-time writing and teaching.
As a commercial banker, she helped evaluate her client's business and personal financial conditions to help determine the types of loans that would best serve their needs. In addition, Megan spent nearly five years managing all of the lending policies for a large regional bank.
Besides her time spent in banking, Megan serves as a personal finance writer for major online publications, and teaches courses about accounting and finance at the college level. Megan is passionate about sharing knowledge with others, so she held a seminar about personal finance and banking for college students. She also helped teach children about money and personal finance in a volunteer capacity for various organizations. Her highest degree is a doctorate in business administration with an emphasis in data analytics from Grand Canyon University.
Latest from Megan Hanna
Is It Illegal to Spend Student Loan Money Outside of School?
Student loans have strict guidelines regarding how the funds can be spent because they’re intended...
How Much Income Do I Need for a HELOC?
Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum...
HELOC vs. 0% Interest Credit Card
When deciding between a HELOC and a 0% credit card, it’s crucial to consider your financial situation, borrowing needs, and repayment capacity. Factors...
7 Reverse Mortgage Scams to Watch Out For
When considering a reverse mortgage, it’s essential to understand how to protect yourself from potential scams. This guide will help you spot common...
What Happens to a Reverse Mortgage If You Die?
A reverse mortgage is a loan allowing homeowners 62 years and beyond to convert part...
How to Pay Off a Personal Loan Early
Many individuals seek ways to pay off their personal loans early to save on interest, improve their debt-to-income ratio (DTI), or achieve financial...
How to Choose a Personal Loan Term Length
Loan repayment terms can range from short to long, offering flexibility to match borrowers’ financial needs. This allows for financial strategies tailored to...
Promissory Note for Personal Loan Explained
Understanding promissory notes is vital if you plan to lend or borrow money. They detail important personal loan terms, including repayment schedules, interest...
Is It Hard to Get a Personal Loan?
Personal loans allow you to borrow a single lump sum, which is repaid over time in monthly installments. The ease of getting one...
Personal Loan Requirements
If you’re researching personal loan requirements, you’re likely seeking financial support. You may need funds to get high-interest-rate debt under control, cover sudden...