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Jess Ullrich

Jess is a personal finance writer who's been creating online content since 2009. She specializes in banking, insurance, investing, and loans, and is a former financial editor at two popular online publications.

About Jess Ullrich

Current Role

Finance writer

Expertise

  • Banking
  • Insurance
  • Investing
  • Loans

Degrees

  • Bachelor's degree and master's degree in education from the University of Massachusetts Lowell

Personal Finance Experience

Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.

In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.

Latest from Jess Ullrich

How Does Student Loan Interest Work?

Student loan interest rates affect how long it takes to pay back your loans, so understanding how interest rates work is crucial.

How Being an Emancipated Minor Affects Financial Aid

Completing the Free Application for Federal Student Aid (FAFSA) can be confusing, especially if you’re...

Federal Student Loan Repayment Plans

College graduates looking to pay off their federal student loans have a wide variety of options to choose from when it comes to...

Is Mortgage Protection Insurance Worth It?

Mortgage protection insurance is a type of life insurance designed for homeowners. Unfortunately, mortgage protection insurance usually isn't worth it, as term life...

Student Loan Forgiveness: What Borrowers Need to Know in December 2024

Student loan debt has proven to be crippling for many students, but forgiveness programs are...

Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

When weighing a cash-out refinance loan vs. home equity loan, it's important to consider how...

How Late Can You Be on a Car Payment Before Repossession?

Lenders can begin repossessing a vehicle after a missed payment, but the exact timing depends...

Are 72- or 84-Month Auto Loans Worth It? Pros, Cons, and Costs

Longer-term auto loans (72 or 84 months) can offer lower monthly payments, but they often...