About Jess Ullrich
Current Role
Finance writer
Expertise
- Banking
- Insurance
- Investing
- Loans
Degrees
- Bachelor's degree and master's degree in education from the University of Massachusetts Lowell
Personal Finance Experience
Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.
In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.
Latest from Jess Ullrich
14 Alternatives to Payday Loans
Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.
Can Personal Loans Improve Your Credit Score?
It may seem counterintuitive that more debt could result in better credit, but getting a loan could boost your credit score. Here’s the...
6 Surprising Ways Your Student Loans Can Shape Your Credit Score
Do student loans affect your credit score? They could. Find out how student loans affect...
How Does Student Loan Interest Work? Understanding Calculation, Accrual, and How to Minimize Costs
Student loan interest rates affect how long it takes to pay back your loans, so...
How Being an Emancipated Minor Affects Financial Aid
Completing the Free Application for Federal Student Aid (FAFSA) can be confusing, especially if you’re...
Federal Student Loan Repayment Plans
College graduates looking to pay off their federal student loans have a wide variety of options to choose from when it comes to...
Cash-Out Refinance vs. Home Equity Loan: Which Is Better?
When weighing a cash-out refinance loan vs. home equity loan, it's important to consider how...
How Late Can You Be on a Car Payment Before Repossession?
Lenders can begin repossessing a vehicle after a missed payment, but the exact timing depends...
What’s the Longest You Should Finance a Car? Risks of 72-, 84-, 96-, and 120-Month Auto Loans
Longer-term auto loans, such as 72, 84, 96, and even 120 months (six to 10...