Blog
Physical Gold vs. Gold ETFs: Which Is the Better Investment in 2025 and Beyond?
Physical gold and gold exchange-traded funds (ETFs) are two popular ways to invest in precious metals. While both allow investors...
8-min read How Much Emergency Fund Should You Have Saved? Our Top Tips to Prepare for the Unexpected
Emergencies can happen to anyone—whether it’s a layoff, a sudden illness, or an unexpected expense you weren’t budgeting for. Having...
10-min read Living Paycheck to Paycheck: What It Is, 2025 Statistics, and How to Break the Cycle
Living paycheck to paycheck means your money runs out before the month does. There’s no cushion, no breathing room …...
11-min read [Q&A] What Is Student Loan Default? What It Means and What to Do About It
Student loan default happens when you fail to repay your loan as agreed, typically after missing several months of payments....
13-min read 8 Ways to Lower Your Monthly Student Loan Payment
The average monthly student loan payment is $536, according to recent data from the Education Data Initiative. For many, especially...
10-min read What Is Zero-Based Budgeting? How It Works, Pros, Cons, and Alternatives
Budgeting is one of the most powerful money tools out there. But finding the right method? That’s where things get...
9-min read Five Star Tax Resolution Review: Good Guarantees, Limited Transparency on Fees
Five Star Tax Resolution has been in business since 2011. It can help you find a tax solution for nearly...
9-min read Should You Cosign Your Child’s Student Loans? Weigh the Pros and Cons
When you cosign student loans for your child, you are legally agreeing to be responsible for their debt. Their private...
10-min read What Is the 50/30/20 Rule, and Can It Work for You in 2025?
Between rising rent, student loan payments, and $9 oat milk lattes, budgeting in 2025 feels more essential (and more complicated)...
10-min read How Many Times Can You Refinance a Student Loan?
Refinancing a student loan involves replacing an old loan with a brand-new one. While you might decide to refinance for...
6-min read