Blog
How Much Will the IRS Usually Settle For? [Offer in Compromise Formula + Tips]
If you have a tax bill you can’t afford, the IRS may be willing to settle for less than you...
7-min read Are HELOCs Tax-Deductible? How to Deduct HELOC Interest From Taxes
Home equity lines of credit (HELOCs) not only offer access to cash, they can also yield a tax break in...
8-min read Do You Need a Financial Advisor? Ask Yourself These 7 Questions
If you’re trying to reach big financial goals, like paying down debt, saving for your kids’ college educations, or planning...
10-min read How to Pay Yourself First and Save With the 80/20 Budget
Budgeting can be stressful, but it’s the best way to stay on top of bills, expenses, and debt. Just as...
10-min read How to Avoid Overdraft Fees [8 Ways]
Overdraft fees are the worst kind of surprise. You go to buy groceries or fill up your tank, and boom...
9-min read Physical Gold vs. Gold ETFs: Which Is the Better Investment in 2025 and Beyond?
Physical gold and gold exchange-traded funds (ETFs) are two popular ways to invest in precious metals. While both allow investors...
8-min read How Much Emergency Fund Should You Have Saved? Our Top Tips to Prepare for the Unexpected
Emergencies can happen to anyone—whether it’s a layoff, a sudden illness, or an unexpected expense you weren’t budgeting for. Having...
10-min read Living Paycheck to Paycheck: What It Is, 2025 Statistics, and How to Break the Cycle
Living paycheck to paycheck means your money runs out before the month does. There’s no cushion, no breathing room …...
11-min read [Q&A] What Is Student Loan Default? What It Means and What to Do About It
Student loan default happens when you fail to repay your loan as agreed, typically after missing several months of payments....
13-min read 8 Ways to Lower Your Monthly Student Loan Payment
The average monthly student loan payment is $536, according to recent data from the Education Data Initiative. For many, especially...
9-min read