About David Haas, CFP®
Current Role
Founder and president, Cereus Financial Advisors
Expertise
Student loans, college financial planning, retirement planning, divorce, health insurance, life insurance, investment management
Education
Bachelor's degree in electrical engineering with a minor in economics from Rensselaer Polytechnic Institute, MBA in finance from Pace University, certificate in financial planning from Fairleigh Dickinson University
Personal Finance Experience
David has been a financial planner since 2013, helping clients with comprehensive financial planning geared toward funding education and retirement goals.
A certified financial planner (CFP®), David uses a cash-flow approach to planning where he examines a client’s current cash flow and projects that into the future. David has also helped clients with specific situation, such as divorce or non-traditional families. He has taught financial planning at a local university and is currently the education director of the Financial Planning Association of New Jersey.
One of David’s particular areas of expertise is college planning. He works with families during the college choice phase to make sure financial considerations are part of the college choice process.
David develops a budget to pay for all four years of a traditional undergraduate education and helps families apply for financial aid and merit scholarships. Once college offers come in, he works with families to evaluate the financial package and appeal aid offers.
Latest from David Haas, CFP®
Best Private Student Loans
If you’ve exhausted all your scholarship, grant, work-study, and federal student loan options and still need money for school, private student loans can...
Best Student Loan Refinance Companies
Searching for a lender to refinance student loans can feel overwhelming and stressful. Faced with countless options and terms, finding the best match...
Can I Take Out a Home Equity Loan or HELOC on a Second Home?
Is a home equity loan on a second home smart? It’s appealing for some and...
Do I Qualify for a Home Equity Loan or HELOC?
From credit to income, we’ve researched the main requirements you’ll need to meet to qualify for a home equity loan or HELOC.
Student Loans for Police Academy
If you’re wondering how you’ll pay for police academy tuition, you may have several options. You could qualify for federal or private student...
Supplemental Student Loans
There are two main kinds of supplemental student loans you can use. We explain the differences and similarities, below.
How Much Can You Take Out in Private Student Loans?
Learn about private student loan limits and why you shouldn't always borrow as much as...
How to Choose Student Loans
When choosing a student loan, you should maximize all federal options before seeking private loans. Here’s how to get started.
How Many Student Loans Can I Take Out?
Before taking out student loans, understand both the annual and total limits of both federal and private student loans.
How to Transfer Student Loans to Another Lender
You can transfer your student loans to another lender through a refinance or consolidation.