Melody Stampley, CEPF® Profile Photo

Melody Stampley, CEPF®

Melody Stampley is a personal finance writer and Certified Educator in Personal Finance® with 10-plus years of combined experience in writing, editing, and finance. She specializes in credit, loans, budgeting, saving, and insurance. Melody is a mother who enjoys helping others become free and empowered to show younger generations good stewardship practices.

About Melody Stampley, CEPF®

Current Role

Personal finance writer & consultant

Expertise

  • Budgeting
  • Credit
  • Student Loans
  • Personal Loans
  • Home Equity
  • Mortgages
  • Banking
  • Debt

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor’s degree in public relations from the University of Florida, Master’s degree in mass communication from Florida International University

Personal Finance Experience

Melody Stampley is a writer and editor who has enjoyed reading personal finance articles since she was a preteen.

Melody recognized her passion for personal finance in 2020, the same year she paid off nearly $25,000 of debt, became a certified Ramsey Solutions Master Financial Coach and a certified Connect Financial Ministries Financial Coach, and started her own personal finance consulting business.

Since then, Melody has hosted financial literacy workshops for children and high-school students, led financial discipleship Bible studies for adults, and offered one-on-one financial coaching consultations and sessions.

Becoming a full-time stay-at-home mom has further motivated Melody to equip others to teach the following generations sound financial principles while they’re young.

Melody earned the designation Certified Educator in Personal Finance® (CEPF®) from the Institute for Financial Literacy in 2024.

Latest from Melody Stampley, CEPF®

SELF Refi Student Loans Review

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SELF Refi is a student loan refinancing program available to Minnesota residents. As of March...

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How to Pay for College Books and Supplies: Student Loans, Financial Aid, and More

Most students use loans to cover their tuition and fees, but you can also use...

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Can You Get Student Loans Without a High School Diploma or GED? Yes, Here’s How

A high school diploma or GED is often required for federal student loans, though private...

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Student Loans for Cosmetology School (2026 Guide to Costs and Accredited Programs)

While federal student loans for cosmetology school are the best, you can also use private...

Sallie Mae vs. Ascent: Student Loan Comparison

Sallie Mae vs. Ascent: Student Loan Comparison

In this comparison, we review loan terms, repayment options, and more to find out if...

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College Ave vs. SoFi Student Loans (2026): Rates, Reviews, and Which Is Better

College Ave and SoFi both offer private student loans and student loan refinancing. In this...

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5 Best Parent Student Loans for College in 2026

Parent student loans can help your child pay for college, especially if you have strong...

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How to Use Home Equity to Buy Another House

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Student Loans for Summer Classes: Does FAFSA Pay for Summer School?

Paying for summer classes can be a bit different than paying for fall or spring...

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There are several ways to finance an engagement ring or other jewelry. Each has pros and cons, but all tend to increase the...