About Catherine Collins
Current Role
Personal finance writer and author
Expertise
- Budgeting
- Mortgages
- Home Equity
- Credit
- Debt
- Investing
- Personal Loans
- Small Business
- Entrepreneurship
- Student Loans
Achievements
- Plutus Award Winner For Best Freelance Contributor For Personal Finance
Degrees
- Bachelor’s degree in history from the College of William and Mary, Master's degree in history from Virginia Tech University
Personal Finance Experience
Catherine Collins is a nationally recognized personal finance writer, speaker, and author of the book Mom's Got Money: A Millennial Mom's Guide to Managing Money Like a Boss. Named the Best Freelance Contributor for Personal Finance by the Plutus Foundation, her expertise focuses on budgeting, mortgages, debt management, home equity, and family finances.
Catherine launched her award-winning personal finance blog in 2010 and has spent over a decade helping readers build wealth, improve financial literacy, and navigate complex financial decisions. Beyond her work at LendEDU, she is the co-host of the Five Year You podcast and a frequent speaker on personal finance and entrepreneurship. As a self-employed mother to twins, she is especially passionate about empowering women and families to build financial confidence and long-term security.
1. https://abcnews.com/video/34623084/
2. https://www.huffpost.com/entry/what-nobody-tells-you-about-the-first-3-months-of-motherhood_b_5519562
3. https://www.nytimes.com/2025/11/23/business/parents-kids-social-inequality.html
4. https://www.entrepreneur.com/business-news/what-is-a-4-withdrawal-rate-how-it-might-haunt-your/426891
Latest from Catherine Collins
AmONE Loans: 2026 Marketplace Review
It would take way too much time (that you likely don’t have) to individually apply to multiple personal loan lenders. If you use...
Are Sallie Mae Student Loans Federal or Private? Full History and How to Know What Type You Have
If you take out a Sallie Mae loan today, it’s a private student loan. However,...
What Is Debanking? 5 Reasons You Have Been Debanked and Next Steps
On any given day, most of us can withdraw cash from an ATM, deposit our...
Debt After Death: What Is the Statute of Limitations?
Debt doesn’t simply vanish when someone passes away, and that reality can create tough questions...
How to Consolidate Credit Card Debt: Steps to Follow and 5 Methods Based on Your Credit
If you’re juggling multiple credit card payments every month and feel like you can’t get...
How to Protect Your Investments in 2026 and Beyond: 7 Strategies
If your 2025 has been anything like mine, you’re probably seeing headlines about trade disputes...
What Is a Merchant Cash Advance? How It Works
I know many entrepreneurs who have used business financing to keep the lights on, hire staff, manage cash flow, and fuel growth. A...
MCA Debt Relief: 6 Strategies to Get Out of Merchant Cash Advance Faster
I’ve talked to business owners who felt relief when that merchant cash advance finally hit...
You Can’t Borrow Money From Venmo—Here Are the Cash Advance Apps to Use Instead
Venmo is a peer-to-peer payment app that you can use to send money quickly. It’s...
How to Borrow Money From Cash App (and Why You Might Not Be Eligible)
Cash App Borrow is a feature for taking out a short-term loan, typically up to...