Blog
Mortgage Rate Lock: What Is It, and Should You Lock Your Rate Today?
A mortgage rate lock is basically your lender saying, “This is your interest rate, and we’ll hold it for you...
6-min read New American Funding Review: Excellent Mortgage Rates, Thousands of Happy Borrowers
About New American Funding mortgages New American Funding is a direct mortgage lender and servicer founded in 2003 by Rick...
11-min read 27 Mortgage Costs and Lender Fees That Take New Homeowners By Surprise
A home is the largest purchase you’ll ever make, and that can be scary. You have good reason for it,...
9-min read Can’t Afford Down Payment? 7 Steps to Buy Your Next Home Sooner
If you grew up hearing that you need a 20% down payment to buy a house, you may think you...
9-min read Are Home Equity Investments Loans? HEI Legislation, Regulation, and What the CFPB Say
If you’re a homeowner, your home’s value has probably increased over the past few years. That means you have an...
7-min read Americans Spent a Record Amount on Black Friday, So Why Are Consumers Uneasy?
Black Friday 2025 broke every record. Americans spent $11.8 billion online in a single day, more than any other Black...
7-min read 9 Expert Tips New Mortgage Borrowers Must Know Before Applying
Buying a home for the first time isn’t easy. I know; I’ve actually been a first-time homebuyer … twice. That’s...
11-min read How Hard Is It to Get a Mortgage in December 2025?
Many buyers are asking the same thing right now: Why does getting a mortgage feel so hard? Honestly, it’s not...
9-min read Cost to Finish a Basement: What to Realistically Expect in 2026
My family and I recently finished our basement, transforming a concrete storage pit into a bathroom, office, home gym, bedroom,...
10-min read 2025 Student Loan Debt Statistics: Average Balances, Borrower Trends, and More
How much is the average student loan debt in America? As of 2025, the average federal student loan balance is...
4-min read