Advice & News

21
Jan
Pay Off Student Loans or Save for Retirement?

Whether you should pay off student loans or save for retirement depends on your financial situation. Typically, you should consider whether your expected return on investment or your student loan interest rate is higher to decide.

Posted in: Student Loans,
21
Jan
Pay Off Student Loan or Invest Calculator

Millions of people carry student loan debt with monthly payments and total outstanding balances ranging significantly from one borrower to the next. Paying off student loan balances, whether they are federal or private loans, is a common goal. However, most borrowers also have other financial objectives they want to achieve. Saving for a home purchase, investing […

Posted in: Investing, Student Loans,
21
Jan
TurboTax Review

At a Glance: TurboTax is one of the best-known software packages for filing taxes. This software is feature-rich, making it ideal for those who have a more complicated tax return, including the self-employed and investors. Every year around tax season, people across the country look for ways to make filing federal tax returns and their state […]

Posted in: Personal Finance,
21
Jan
Does Life Insurance Pay for Suicidal Death?

Many life insurance policies have suicide clauses that prevent beneficiaries from receiving a death benefit if the policyholder dies by suicide within the first two years of obtaining or increasing coverage.

Posted in: Insurance,
21
Jan
Personal Loan for H1B Visa Holders

If you are working on an H1B visa and need additional funding, there are options. Find out where to get a personal loan for H1B visa holders.

Posted in: Personal Loans,
18
Jan
How to Cancel Whole Life Insurance

If you cancel a whole life insurance policy when you haven't had it for very long, you face surrender fees and may not get any of your policy's cash value. If you've been covered for longer, you have options that may allow you to take the cash value, keep the death benefit, or both.

Posted in: Insurance,
17
Jan
Can’t Pay Student Loans? Here are Your Options

If you can't pay your student loans, there are options that can help you manage your debt. These include income-driven repayment plans, student loan forgiveness, deferment, forbearance, and more.

Posted in: Student Loans,
17
Jan
Can You Refinance Student Loans More Than Once?

You can refinance student loans more than once if you are eligible. It is a good idea to do so if you are eligible for a lower interest rate than what you are currently paying.

Posted in: Student Loans,
17
Jan
Parent PLUS Loan vs. Private Student Loan

The Parent PLUS Loan, which is a federal student loan, offers flexible terms and a standard fixed interest rate. However, private student loans may be preferable to parents who have very good or excellent credit, although repayment options may be more limited.

Posted in: Student Loans,
17
Jan
How Do Payday Loans Work?

When you’re strapped for cash and you need it in a hurry, you might be considering a payday loan. With payday loans, you’ll receive your money quickly, but you’ll also pay a lot for it. Payday loans have notoriously high interest rates.

Posted in: Personal Loans,