Blog
Earnest Personal Loans via MoneyLion: An Unnecessarily Complicated Way to Borrow [2025 Review]
Earnest specializes in student loans, although it offered personal loans for years. Recently, its parent company, Navient, decided to cut...
4-min read Personal Loan vs. Home Equity Loan: Which Is Better?
Whether you’re looking to consolidate high-interest debt or you’re facing a large expense or financial project, two of the most...
9-min read How Much Gold Should I Own? Experts Say 10% – 15% of Portfolio
Wondering how much gold you should actually own? Many financial experts say 10% to 15% of your portfolio is a...
8-min read What Is a Merchant Cash Advance? How It Works
I know many entrepreneurs who have used business financing to keep the lights on, hire staff, manage cash flow, and...
10-min read Nada Homeshares: 2025 Home Equity Investment Review
If you’re house-rich but cash-strapped, a home equity investment like Nada’s home equity agreement (HEA) might sound like a dream:...
7-min read Transactional Gold: Where and How Gold Works as Legal Tender in 2025
Gold has shaped financial systems across the world for thousands of years. Even after paper money emerged, most major currencies...
11-min read Universal Credit Personal Loans: Light on Details, Heavy on Costs [2025 Review]
Universal Credit offers online personal loans ranging from $1,000 to $50,000. Its loans are on the expensive side, which—while the...
6-min read How Work-Study Programs Help You Pay for College
Paying for college often requires juggling multiple funding sources, and work-study programs can be one valuable piece of the financial...
6-min read How to Get Out of Merchant Cash Advance: 6 MCA Relief Strategies
I’ve talked to business owners who felt relief when that merchant cash advance finally hit their account. But now, the...
8-min read You Can’t Borrow Money From Venmo—Here Are the Cash Advance Apps to Use Instead
Venmo is a peer-to-peer payment app that you can use to send money quickly. It’s useful when splitting a restaurant...
6-min read