Buying a home can feel out of reach for many, but with these state and federal first-time home buyer programs, it doesn’t have to. If you’re considering buying a house, use this guide to find the financial help you need.
When repaying student loans, you need to pick the right payment plan. You can opt for a standard or extended repayment plan or choose from several income-driven plan options.
Students borrowing for grad school have options to fund their education, including federal and private loans. Grad students are eligible for Direct Unsubsidized Loans and Direct PLUS Loans through the Department of Education. Grad students can also apply for private student loans.
An income-contingent repayment plan (ICR) is one option for repaying federal student loans. Payments are capped at a percentage of your income. It's the most expensive income-contingent repayment plan but, can be used to cap payments on Parent PLUS loans.
Timeshares can be expensive so you may have to borrow money to buy one. Timeshare salespeople often pitch lenders you can borrow from, but you could potentially qualify for a better timeshare loan by comparing lenders online.
First-time buyers should research lenders carefully and understand what affects their mortgage rates. Some of the best mortgage lenders for first-time buyers include Better, Rocket Mortgage, New American, Wells Fargo, Chase, and Loan Depot.
Mortgage rates change as the indices they’re tied to fluctuate. Also, different lenders charge different rates. If you want the best mortgage rates, you will need to compare quotes and work on improving your own financial standing.
Home improvement projects can be costly but having below-average credit can make it difficult for some to qualify for home improvement loans. Fortunately, there are a variety of lenders who offer them to people with bad credit.
You need cash and you need it fast – what are you going to do? If you have great credit, your best bet is likely to get a low-interest personal loan. But, let’s be honest, not everyone has great credit. The rest of us sometimes just have to borrow money the smartest way that we […]
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