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New American Funding Review: Excellent Mortgage Rates, Thousands of Happy Borrowers

About New American Funding mortgages New American Funding is a direct mortgage lender and servicer founded in 2003 by Rick...

27 Mortgage Costs and Lender Fees That Take New Homeowners By Surprise

A home is the largest purchase you’ll ever make, and that can be scary. You have good reason for it,...

Can’t Afford Down Payment? 7 Steps to Buy Your Next Home Sooner

If you grew up hearing that you need a 20% down payment to buy a house, you may think you...

Are Home Equity Investments Loans? HEI Legislation, Regulation, and What the CFPB Says

If you’re a homeowner, your home’s value has likely increased over the past few years. That means you have an...

Americans Spent a Record Amount on Black Friday, So Why Are Consumers Uneasy?

Black Friday 2025 broke every record. Americans spent $11.8 billion online in a single day, more than any other Black...

9 Expert Tips New Mortgage Borrowers Must Know Before Applying

Buying a home for the first time isn’t easy. I know; I’ve actually been a first-time homebuyer … twice.  That’s...

How Hard Is It to Get a Mortgage in February 2026?

Many buyers are asking the same thing right now: Why does getting a mortgage feel so hard? Honestly, it’s not...

Cost to Finish a Basement: What to Realistically Expect in 2026

My family and I recently finished our basement, transforming a concrete storage pit into a bathroom, office, home gym, bedroom,...

2025 Student Loan Debt Statistics: Average Balances, Borrower Trends, and More

How much is the average student loan debt in America? As of 2025, the average federal student loan balance is...

What Is Crypto Lending, and How Do Crypto-Backed Loans Work? 

Crypto lending is a way to turn your cryptocurrency into cash without selling your investment. It’s a newer and niche...