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No-Origination-Fee Personal Loans

An origination fee is a one-time upfront fee a lender may charge to process your personal loan application. The cost...

How to Prequalify for a Personal Loan

Securing a personal loan can help if an unexpected cost arises, you want to consolidate high-interest debt, or you’re planning...

Best Joint Personal Loans

Personal loans are fixed-interest loans that offer consistent monthly payments and flexible spending. You can use the funds for almost...

Personal Loan Requirements

If you’re researching personal loan requirements, you’re likely seeking financial support. You may need funds to get high-interest-rate debt under...

Guaranteed Personal Loans: Do They Exist?

Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for...

Personal Loan vs. Cash Advance

A personal loan is an installment loan that offers borrowers relatively quick access to cash, a lower interest rate than...

What Is the Highest Legal Interest Rate on a Personal Loan?

Before you take out a personal loan, you should understand its interest rate. After all, the rate you receive will...

What Are 401(k) Loans and Should You Get One?

A 401(k) plan allows you to save for retirement on a tax-advantaged basis, with contributions that come straight out of...

Personal Loan Agreement Between Family or Friends

A personal loan is a lump-sum financing tool with set monthly payments. You can get one from a bank, credit...

Easiest Personal Loans to Get in 2024

Personal loans are an incredible financial resource, especially when you need money you don’t have—and fast. Personal loans make funding...