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What Happens in a Government Shutdown? Who’s Affected (and What to Do)

Here’s what happens if there’s a government shutdown: Some government agencies and programs remain open while others (those considered “nonessential”)...

What Are Gold ETFs, and Should You Invest in Them?

Gold has been on a hot streak lately, hitting record high values in 2025. The spot price of gold has...

How to Sell a Timeshare Without Getting Scammed

Timeshares can feel like a trap. Maybe your annual fees keep climbing. Maybe booking a trip is harder than it...

Current Home Equity Loan Rates in January 2026

Thinking of tapping into your equity? According to Bankrate’s national survey of rates, average home equity loan rates currently range...

Buy Here, Pay Here Dealerships: What They Are + 7 Biggest Risks

Buy here, pay here car dealerships may have caught your attention if you’re shopping for a new vehicle but don’t...

What Does the Federal Reserve Do? Your Top 10 Questions Answered About the Fed

The Federal Reserve, often called the Fed, is the central bank of the United States. It helps keep prices stable,...

How to Reduce Your Total Student Loan Debt: 14 Strategies

It can be overwhelming learning how you can reduce your total loan costs when it comes to your education. You...

Where to Invest During a Recession: 5 Do’s and 4 Don’ts

Hearing talk about a recession is enough to make anyone feel jittery. Recessions can affect you financially in big and...

10 Best Credit Building Apps in 2026

If your credit score could use a boost, a credit building app might be the easiest place to start. These...

When Will Interest Rates Go Down? Fed Rate Cuts Forecast and Effects on Mortgages and Loans

Mortgage rates hit historic lows in the early days of the COVID-19 pandemic, with some homeowners signing loans below 3%....