Blog

How to Get the Best Mortgage Rate [March 2025 Guide]

Mortgage rates are finally falling after years of increases, making early 2025 a promising time to lock in a lower...

The Best Debt Relief Companies and How They Work [2025 Edition]

Facing mountains of debt can be paralyzing; for some, it may feel impossible to ever escape the feeling of dread...

Should You Sell Your House to Pay Off Debt? How It Works and When It Makes Sense

Becoming a homeowner is usually a happy experience, but it can become bittersweet if you owe a large amount of...

How to Complete Student Loan Recertification and Why It’s Important

Recertifying your student loans keeps your payments affordable under an income-driven repayment (IDR) plan. By updating your income and family...

When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]

Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering...

Gold IRA vs. Physical Gold: Which Is the Better Investment for You?

If you’re looking to diversify your portfolio, you may want to consider gold. This precious metal is a hedge against...

Debt Snowball Method 101: How to Become Debt-Free

The debt snowball method is a strategy for paying off debt by first focusing on the smallest balances. As you...

What Is Money Dysmorphia, and Do You Have It?

If you worry about money, you are not alone. Money dysmorphia describes people’s anxious feelings when they worry about their...

Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained

What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that...

Does Debt Relief Hurt Your Credit Score? Yes and No

If you feel like your debt is suffocating you, you might be asking: Does debt relief hurt your credit? And...