About Rand Millwood, CFP®
Current Role
Partner, financial advisor
Expertise
- Financial Planning
- Investments
- Education Planning
Certifications & Degrees
- Certified Financial Planner™
- Certified Investment Management Analyst®
- Accredited Investment Fiduciary®
- Bachelor of science in accounting from North Carolina State University
Personal Finance Experience
Rand began his financial advisory career in 2005 with A.G. Edwards before transitioning into the registered investment advisory side of the business. In 2019, he left the firm with a group of coworkers to start his current firm, Guardian Wealth Partners, a fee-based independent registered investment advisory firm that serves clients nationwide.
Over the years, he has worked with many clients to help them plan and prepare for the unknowns of their financial future. With a focus on organizing and refining his client's goals and plans for the future, he enjoys seeing clients' futures formalize, thus allowing them an increased peace of mind about where their future is headed. Rand is a certified financial planner (CFP®), certified investment management analyst (CIMA®), and an accredited investment fiduciary (AIF®).
Rand is a firm believer in the power of knowledge; thus, he spends a lot of time educating his clients on the financial markets and walking them through much of the complicated information that exists today. He finds this increased financial literacy improves his relationship with his clients and filters into other areas of their lives, providing them with confidence to navigate areas that seem foreign to many others.
Latest from Rand Millwood, CFP®
What to Do When Student Loan Payments Are Too High
Trying to manage high student loan payments can be a frustrating experience, impacting your financial...
How Much Can I Borrow on a HELOC?
A home equity line of credit, or HELOC, allows homeowners to borrow money using the equity in their home as collateral. It functions...
What Is a Floor Rate on a Home Equity Loan or HELOC?
A challenge with variable interest rates is knowing what to expect. But one thing you...
How Does Homeowners Insurance Work?
Learn how homeowners insurance can protect your property and finances from unexpected damage caused by natural disasters, theft, and more.
How Does a Home-Sale Leaseback Work?
If you’re researching ways to access your home equity, a home-sale leaseback is an option. Here’s how it works and what to know.
How to Convert a HELOC to a Fixed-Rate Loan
Many HELOCs have variable interest rates that can change over time. Rather than deal with unpredictability, you can convert it into a fixed-rate...
How Much Equity Do You Need for a HELOC?
The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.
Best Loans for Plumbing Financing
Plumbing problems tend to appear suddenly, leaving you with little time to prepare—especially financially. When a plumbing emergency is more costly than you...
Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?
You can get a personal loan as a non-U.S. citizen, but you might have more...
How to Pay for a New Roof: Financing Options to Consider
You may have several financing options for roof repairs. Here’s a complete breakdown of the...