About Cassidy Horton, MBA
Current Role
Personal finance writer
Expertise
- Banking
- Home Equity
- Mortgages
- Financial Planning
- Budgeting
- Tax Planning
Certifications & Degrees
- MBA
- Bachelor's degree in public relations and MBA from Georgia Southern University
Personal Finance Experience
Cassidy has researched and written more than 1,000 articles on banking, loans, debt, and more. She first became interested in the personal finance industry after paying off $18,000 in debt within 10 months of graduating college.
Cassidy later went on to triple her salary in two years by ditching her eight-to-five job to write for a living. Today, she runs her own copywriting business and a finance website for freelancers.
Latest from Cassidy Horton, MBA
Debt-to-Income Ratio (DTI) for Mortgages: What You Need to Know
Your debt-to-income ratio (DTI) is one of the most important numbers lenders look at when...
How to Get the Best Mortgage Rate in 2026: 10 Strategies
Mortgage rates are finally falling after years of increases, making early 2026 a promising time...
When Is the Best Time to Take Equity Out of Your Home? [2026 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home...
Does Debt Relief Hurt Your Credit Score? What to Expect and When It’s Worth It
If you’re considering debt relief, you’re likely wondering: Does debt relief hurt your credit score?...
Should You Buy a Car With a Home Equity Loan or a Car Loan?
Home equity loan vs. car loan: Which should you use to buy your next vehicle?...
Stay Frank Review 2026: Residential Home Sale-Leaseback and Home Equity Agreements
Stay Frank can help you access some of the equity you’ve built up in your...
When Does a Late Mortgage Payment Get Reported?
Even one late mortgage payment can drop your credit score by 50 points or more....
Top No-Doc HELOC Lenders and Equity Options for Easier Approvals in 2026
A traditional home equity line of credit (HELOC) can be hard to qualify for if...
9 Home Equity Scams to Avoid
“Your home could be foreclosed on, but we can help!” If you’ve heard this line, you might have encountered a home equity scam....
Albert App Review 2026: Is Albert Legit?
Albert is a solid all-in-one finance app if you’re looking to budget, save, invest, and get cash advances in one place. And it’s...